Here at GoDay, we’re all about staying on budget. And we like to provide you with options when it comes to your payday loan and budgeting to help get you to stay on track. Because that’s the first step when it comes to saving money, being on track financially comes from having a budget in place. We’re […]
It’s true; if you’re trying to save money then you shouldn’t be dining out. But we’re all busy people and there are nights where take out is the best option for the table. We are also believers in budget management and balance. So when it comes to dining out, the main this to remember is […]
Do you know what your savings account looks like? There are those times – the months we overspend and end up getting payday loans to get us through until the next paycheck and not saving. According to CIBC’s 2017 survey results, 85 percent of Canadian’s agree that they should be saving more money than what […]
We all have big days, monumental events and things we want in our lives, but sometimes these things all seem to come with a huge price tag. And it’s in those times that our online payday loans are here to help. But when it comes to certain things like your wedding, buying a new home, […]
And how will you be paying? How we are spending our money has a huge impact on our budget. Because when it comes to your finances and how you spend and save your money, everyone is different. The same way GoDay is an online payday loan lender compared to a physical store you walk into, […]
Debt is one of those words no one likes to hear. What is the first thing that comes to mind when you hear the word debt? Because there are also different kinds of debt, we are only experts when it comes to payday loans in Canada. You can have loans with the bank, a mortgage, […]
When it comes to payday loans or short term loan companies, we like to keep it simple; fast cash for you with the security and professionalism along with it. It could be a payday or short-term loan, a line of credit, or borrowing from a friend or family member. As you can tell, there are […]
Whether we like it or not, everything is online these days. This includes us! That’s why we’re the first to understand that filing personal information online can make you feel uneasy. We’re a payday loan company, which means we take all your financial and private information seriously and it is our job to help protect […]
Do you know what your credit score is? When was the last time you checked your credit score? It changes frequently and you never know when you will need it, but there are plenty of times a credit report may be required including as to be used as a reference or as formal documentation. But why do you need […]
When it comes to your finances and how you spend and save your money, everyone is different. Some people are cash only kind of people, whereas other use their credit cards for all their purchases. It comes down to how you manage your money and if cash only helps you keep track better, or if […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
