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Getting the Most Out Of Your Credit Card

November 13, 2019November 13, 2019 GoDay.ca Customer Education Team Leave a comment Uncategorized

Move over cash, you are no longer king. And as technology continues to advance, we have moved from signatures to swiping, inserting, tapping and even facial or fingerprint recognition on a mobile device to make payments and accessing funds. Take a look at GoDay and how our payday loans work, we are completely online and […]

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Do You Need a Lesson In Money?

October 3, 2019October 3, 2019 GoDay.ca Customer Education Team Leave a comment Uncategorized

Do you have money goals? Or are you finding that you are struggling to keep track? Here at GoDay we are all always looking for ways to help you save more money but the question is – what are you willing to do to put your financial future first? We also understand that life happens. Expenses […]

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Recovering From Credit Card Shock

September 20, 2019September 20, 2019 GoDay.ca Customer Education Team Leave a comment Uncategorized

Cha-ching. Is it just us, or is all you hear dollar signs every time you pay with your credit card? And let’s face it, we all dread that time of the month- when your bills start rolling in. And once you take a look at your bill and see where all the charges have added up then […]

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Are You An Over Spender?

August 29, 2019August 29, 2019 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

Is spending money easier than saving money? Do you find that you are spending more than you are making? You’re not the only one. But if you’re constantly wondering where your money is going it may be time for a new financial strategy for you to meet your financial goals. Overspending can also lead to […]

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Is Social Media Making You Spend Money?

January 4, 2019March 10, 2019 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

Are you spending too much time on social media? Scrolling, pinning, tweeting, liking. We’re all guilty of it. And we’re not saying it’s a bad thing. Even GoDay has social media! And what do we do on social media? We promote our company, give you tips and tricks about payday loans in Canada and provide […]

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The Payday Loan Market in Canada

January 3, 2019February 19, 2019 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

Are you looking for fast cash? A recent report by the Financial Consumer Agency found that nearly 2 million Canadians use payday loans each year. And that’s where people turn to us because GoDay is an online payday or short-term loan lender. But we’re not the only ones out there. Operating in eleven provinces and territories across […]

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How To Shop Smart This Holiday Season

December 14, 2018 GoDay.ca Customer Education Team Leave a comment Holiday's & Events, Money, Saving

The holiday season is known to be one of the most expensive times of the year. Do you have your budget ready to know how much you’re spending? The amount people are spending this holiday season is up again from last year, averaging about $643 on gifts just this season. That’s why we give you the tips to […]

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The Different Kinds of Debt

October 29, 2018 GoDay.ca Customer Education Team Leave a comment Money

They say money doesn’t buy happiness, which may be true, but money does help us live the lives that we want and need. It helps us have a roof over our head, food on our table, a car to get us to work every day, and the list goes on. However, according to a survey, […]

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GoDay Is Now Lending In Nova Scotia

October 21, 2018February 19, 2019 GoDay.ca Customer Education Team 1 Comment Life, Money, Saving

Big news! GoDay is now an official online payday loan/short-term loan lender in the province of Nova Scotia. This is the sixth Canadian province/territory GoDay is operating in. When it comes to personal loans, there are a couple of solutions you could look into. You could go through your bank and apply for a line […]

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It’s Easier To Order In Now Than Ever

October 2, 2018July 19, 2019 GoDay.ca Customer Education Team Leave a comment Food & Drink, Life, Money, Saving

We’ve all had those days. The ones where you get home from work and the last thing you want to do is have to cook dinner. You were running late and now don’t have time to make lunch. We’ve been there. Is first thought is to pick something up on the way home or to […]

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Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

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British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.

Renewal Policy: We do not automatically renew payday loans.

VerisignBBBCanadian Consumer Finance Association