Debt is one of those words no one likes to hear. What is the first thing that comes to mind when you hear the word debt? Because there are also different kinds of debt, we are only experts when it comes to payday loans in Canada. You can have loans with the bank, a mortgage, […]
When it comes to payday loans or short term loan companies, we like to keep it simple; fast cash for you with the security and professionalism along with it. It could be a payday or short-term loan, a line of credit, or borrowing from a friend or family member. As you can tell, there are […]
Whether you’re paying for before and after school programming, daycare, or have a nanny – childcare expenses are one of the most talked about fees for parents. According to Money Sense Magazine (and most parents) finding childcare can be a difficult task. But it also shows that the average cost for a child in full-time […]
When it comes to shopping, you have more options than ever with the internet and our mobile devices constantly connected and only being a few clicks away. This means changes in the retail market have advanced and created new ways to shop. And if a store isn’t online, they’re behind and missing out big time. […]
There are many different kinds of shoppers out there. Those who only shop online, those who only shop when they absolutely need something or there’s a special occasion, or those who shop as a hobby because they genuinely enjoy it. Regardless of how you spend your money, there are always items that we can be […]
When it comes to your finances are you staying on top of your spending or do you trust that the numbers you see in your account are correct? Money moves quickly, we all know that which is why you cannot be financially lazy and taking advantage of money tips because that is when things start […]
When you’re looking for something to do, watching a movie is still a classic event. But going to the movies shouldn’t have to cost you a pretty penny. That’s why we’ve rounded up all of our favourite tips and tricks that will help you save when you want to watch the latest flick. Cheap Night […]
When it comes to food, the costs keep getting higher and higher. This isn’t only seen in the grocery stores, but also really takes a hit when it comes to local restaurant food costs as well. Your favourite dish may go up by a few bucks because everyone is trying to keep up with the […]
What is the first thing that comes to mind when you think about buying in bulk? Heading to places like Costco or Real Canadian Superstore can intimidate shoppers because when it comes to shopping in bulk, it’s all about quantity. But there are times when shopping in bulk can really make a difference, especially when […]
A lot of people think that because they have savings, they will be financially okay in an emergency. But do you have a specific set of funds dedicated to an emergency fund for when you really need it? Any form of savings are helpful, but in the case of a financial emergency, you should […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
