A Sarnia payday loan is a great option when you need quick cash. However, choosing the right one isn’t always straightforward. Some lenders claim to offer a fast process, but don’t. Others offer an inferior product or they don’t handle your loan well. Consequently, you need a way to weed through the less desirable to […]
A Vaughan payday loan can be a great solution when you need a relatively small amount of money quickly. Nonetheless, it isn’t meant for all needs. As a rule, you should only use one for an urgent, immediate cash flow problem, because you don’t have access to other credit and can’t borrow from friends and […]
The value of Ottawa payday loans is sometimes misconstrued due to the poor practices of a few bad lenders. That’s unfortunate, since they do have a place in the lending market. If you’ve steered away from payday loans, you might be surprised just how handy they can be. However, you need all the facts and […]
You may have heard that Vancouver payday loans are an option when you need money quickly, but do you know how they work? Yes, they can be a good solution if you can’t borrow from friends, family, or your bank. You can also use one if you can’t or don’t want to borrow against a […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
