When it comes to applying for a payday loan, there are many things to take into consideration. Depending on the cash you need, there are different types of loans out there for anyone’s financial situation. But when it comes to a GoDay loan, there are many things that make use different compared to other lenders. […]
When it comes to financial assistance there are many options out there. It could be a payday or short term loan, a line of credit, or borrowing from a friend or family member. But there are a few key differences when it comes to using GoDay compared to any of the other alternatives. That’s why […]
A payday loan isn’t for everyone, and here at GoDay we will tell you that. GoDay likes to see customers use us to get back on track financially, not further behind. And there are times we will have to say no to people because our loans may not be the right fit for you at the […]
A payday loan company, talking about when to say “no” to a payday loan? Yes, there are times that GoDay supports the decision to say no when it comes to payday loans. No one likes surprises when it comes to money, that is why GoDay prides itself on our company values, and some of those […]
There are many reasons why people get a payday or short term loan. And we always encourage those to only get a loan if there is a reason such as financial restrictions. We all need help bridging the gap from time to time, and that’s why there’s GoDay. We rounded up ten times you may […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
