Identity theft is a horrible, crippling experience for consumer victims. It takes precious time and resources to correct, and some of the worst cases have victims attempting to prove they are legitimately who they claim to be for years and years after being targeted. It can damage your credit if un-spotted. It’s not an understatement […]
” I went in for toilet paper and I came out with three bags of stuff “. ” I was just window shopping originally “. ” I have no idea what just happened “. Any of these sound familiar? You’re not alone. Impulse buying is incredibly common, but why? Psychologists wager that impulse action, of […]
Online Payday Loans | GoDay.ca Back for part three, are you? Excellent, welcome back! Let’s round out our Pinterest tutorial with the last four tips; save money/prevent waste with event planning, home reno projects & tech. Event Planning Yours truly has a crazy amount of event planning under the belt, ranging from small affairs of 20 […]
Short Term Loans | GoDay.ca Last week we had a short intro into Pinterest for those who are unfamiliar with the platform. For those of you who skipped that step, welcome! We’re about to embark on a money-saving, waste-preventing journey together. At least for the next two weeks. Budget Resources If Pinterest is known for […]
Payday Loans Online | GoDay.ca If you’re not yet familiar with the booming image sharing site, we highly recommend becoming acquainted with Pinterest. With a humble beginning in 2010, this social media tool has exploded to over 10 million unique site visits a month. Individuals make up the bulk of Pinterest users, curating pictures that […]
Payday Loans Online | GoDay.ca If you’re living paycheque to paycheque, you’re not alone – over 40% of Canadians say they would be in financial hot water if they missed their pay by a week, according to the Canadian Payroll Association. Putting aside the recommended six months of living expenses is difficult for most people, […]
Some sage wisdom is generally passed down throughout every generation, much of which is financial advice. It’s impossible to deny that our upbringing and environment largely helps to shape our attitudes about money and all it entails; budgeting, saving & debt. But what key pieces of advice have really proven to be sound, despite the […]
Do you have FIFA games streaming live in your lunch room? Planning a party to celebrate the “inevitible” win of your favourite team? How about mini-parties along the way? With Canada Day around the corner, it’s a busy time for parties & that can put a bit of a strain on your wallet. Here are […]
Don’t Be A Victim of Identity Theft : Protect Yourself Between 2009 and 2011, over 43,000 Canadians were the victims of fraud. Identity Theft is a type of Mass Marketing Fraud (or MMF). Other MMF schemes include telemarketing fraud and internet fraud. The largest age group affected by fraud was between 50-59 years and the […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
