It is easier said than done when it comes to saving money. There are many resources out there helping with tips for spending less, or how to get better savings habits; but here at GoDay – we know life happens and that’s why Canadians have been turning to us since 2012 for speedy, smart and secure payday and installment loans. You can’t plan for your car breaking down, your basement flooding, or a tree falling in your yard, but you can plan on GoDay getting you the cash you need within 24 hours with our highly automated system.
In a recent report by the Financial Consumer Agency, they found that nearly two million Canadians use payday loans each year and due to the COVID-19 pandemic, more people are using the services of payday loan and installment loan companies. But how do you know if a payday loan is right for you? GoDay offers both payday loans and installment loans to help fit your financial needs.
What is a payday or short-term loan and is it different from an installment loan?
Payday loan, short-term loan, there are many names for it. The most important thing about payday loans, including GoDay’s online payday loans is to understand how they work. Expenses pop up unexpectedly, and in those cases, you need cash – fast. Sometimes you may not have the savings or cash readily available to help cover these costs. That is where GoDay is here to help. Some people rely on family or friends to get them out of difficult financial situations, but for some, it may not be that easy and banks aren’t always willing to give people a loan. We provide you with options when it comes to your finances. Whatever the case may be, there are many reasons why people turn to payday loans with GoDay.
Thinking about getting a payday loan? Payday loans or short-term loans are just what they sound like – a type of short-term borrowing. Here at GoDay, we do payday loans differently by offering simple, smart, and secure online payday loans starting from $100 and all the way to $1500. Payday loan or short-term loan – no matter what you like to call it, you should have options when it comes to your finances. That’s why GoDay has been offering online payday loans across Canada since 2012.
Different than our payday loans, GoDay’s online installment loans are a great option for those looking to take out a larger sum of money with lower monthly payments. Installment loans offer a different kind of flexibility by allowing you to pay your loan back over several payments, rather than within the 30-day time frame of regulated payday loans. GoDay’s installment loans provide our customers with flexible financial options and is customizable to your specific needs in terms of the loan amount and the length of time to repay it. Examples of why people get installment loans are for things like medical loans, auto loans, and personal loans. GoDay offers easy installment loans online for up to $15,000, and just like our payday loans, you can apply for installment loans with us online.
What are GoDay loans used for?
There are many reasons you might need to borrow money. Whether you need to take care of unexpected or emergency expenses, cover medical costs, or help get you to your next pay cheque, a payday or installment loan with GoDay could be a good fit to help you access the cash you need.
Things you may need an online GoDay payday loan for:
- To help get you to your next pay cheque
- Credit card payments
- Bill payments
- Home expenses
- Seasonal/holiday costs
- Rent/mortgage payments
- Travel emergencies
- Medical emergencies
- Car expenses
Things you may need a GoDay installment loan for:
- Medical expenses
- Personal loans
- Home renovations
- Auto purchase or repairs
- Family emergency
- Moving costs
- House repairs
GoDay’s online loans are a flexible borrowing solution that you can use to help with immediate expenses. You never know when a financial emergency can happen, or you may not have the cash readily available to make large purchases. Canadians rely on GoDay for fast and easy online loans. Receive your funds quickly and get back to focusing on what’s important.
Why do people turn to GoDay for online loans?
There are many reasons why Canadians have been choosing GoDay for online loans since 2012. Here at GoDay, we like to keep it simple. We are 100% online and because we are online, that means that you can apply for the loan you need from virtually anywhere. There is no need to go into a physical store to get the cash you need again. Save time and apply from any device from the comfort of your own home or on the go. Along with being 100% online, we pride ourselves on our responsible lending practices. Some lenders would be willing to surprise you with additional fees and charge you for extras, but not us. Our short-term cash-flow solutions are intended to help get you back on track – not further from it. We’re also a Canadian company! With physical office locations in both Toronto, Halifax, and Vancouver, GoDay may be a virtual online company, but we are founded and run here in Canada. We know that life happens and there are times that you need cash – fast. Besides GoDay helping our customers to get the cash you need quickly and easily; we also offer the security and professionalism to go along with it.
No one likes surprises when it comes to their money. This is why GoDay discloses all fees upfront. That means you won’t see any additional charges on any of our GoDay loans hidden in the fine print. We know that one of the common misconceptions when it comes to payday loans is the interest rates and fees associated with getting a payday loan. But that is what makes GoDay different compared to other loan lenders – we don’t believe in hidden fees. Everything from the amount you need to the repayment options including how much time you will need to pay us back; we disclose all fees upfront. Because here at Goday, we pride ourselves on our responsible lending practices. Our loans – both payday and installment loans are intended to help get you back on track – not further from it.
Even though we are 100% online, we have real people ready to help you along the way. Do you have questions about getting a GoDay loan? At GoDay, we are very proud of the professional services we offer. We care about your financial well-being and are available if you have any questions when it comes to your loan or any help you may need along the way. Don’t just take our word for it – see what our customers have to say about us. You can also check our A+ rating from the Better Business Bureau, or review our Ontario Payday Loan License before starting your payday loan with us. Let us do the work for you.
How does GoDay Work?
We know that you have options when it comes to receiving financial assistance and thanks to technology and the changing needs of our customers, with GoDay, you don’t have to walk into a physical store or wait in line ever again. It’s that easy to get an online loan with GoDay! Head over to our website and complete a quick and easy online payday loan application or installment loan application. You will need to provide us with some personal information such as your banking and current employment details. Once you provide us with your most up to date information, our automated system works to approve your application. We keep you notified every step of the way, and our customer service team will reach out if we need further details from you. Once your loan application is complete our office will reach out to you to set up your GoDay account and discuss how your funding will work. Our automated and online cash advance system will then review your application and let you know how much we can approve you for. After you’ve signed your loan documents, we will use the industry’s best tools to get you your online loan quickly and easily. From there, you will receive your loan! Now depending on what time of the day you sign your loan agreement and the hours of your financial institution, your loan will either be delivered to you that the same day or you will wake up to it in your bank account the next morning. That’s right – with GoDay, you will have the cash you need within 24 hours. If you have any questions along the way, a GoDay representative can provide you with further details about your loan once you have been approved.
Whether you are looking for fast cash, to get yourself out of a financial bind, or to help keep yourself afloat until your next paycheck, GoDay offers payday loans and installment loan across Canada. Our payday loans are not intended to provide a long-term financial solution – they are intended to solve urgent but temporary cash-flow needs. That’s why we like to let our customers know about borrowing money the GoDay way and have made it easy for you by giving you the reasons as to why you should be choosing GoDay the next time you find yourself in a financial bind. Have more questions? Get in touch with us and we will be happy to answer any questions you may have about our payday loans.
If we can help you get through a few financial hurdles, terrific. If we can help you avoid them altogether, even better. Try our services and let us show you why thousands of Canadians turn to GoDay when they need an online payday loan or installment loan today.