When it comes to payday loans or short term loan companies, we like to keep it simple; fast cash for you with the security and professionalism along with it. It could be a payday or short-term loan, a line of credit, or borrowing from a friend or family member. As you can tell, there are many options when it comes to receiving financial assistance and it’s no surprise that the market is changing based on consumer’s needs. So why choose GoDay? There are a few key differences when it comes to getting a payday loan with GoDay compared to any of the other alternatives. That’s why we let you know about borrowing money the GoDay way and have made it easy for you by giving you the reasons as to why you should be choosing GoDay the next time you’re in a financial bind.
No Hidden Fees
One of the big differences between GoDay and other payday loans are the fees. At GoDay, we like to make things simple and transparent for our customers because no one likes surprises when it comes to their money. That’s why at GoDay we have a “what you see is what you get” policy in place, so when you’re looking at a payday loan with us, the numbers you see won’t change. This means that at GoDay, we don’t have hidden fees or extra charges on top, we disclose all fees up-front, including those you’ll be required to pay if you default on your loan. But, this isn’t always the case as there are many other payday or short-term loan lenders that will surprise you with additional fees, so borrow responsibly and know where your money is going.
Speedy Service
Speedy, smart, secure, that is the GoDay way. GoDay partners with the most reputable financial institutions and uses the fastest tools in the industry to ensure you get the speediest service possible. No matter the time of day, applications are accepted and processed instantly by our automated system, which is available 24/7 helping give you a piece of mind knowing we’ll have your funds to you as soon as possible, most of the time within the same day! We let you know the process every step of the way. From our instant approvals process to email notifications for the status of your loan, you will always be in the know. And if we need any other information from you, our system will let you know and one of our customer service representatives will be in touch with you via phone or email. Our online application tools are also available on mobile, so you can get cash on the go.
Privacy and security
Whether we like it or not, everything is online these days. This includes us! That’s why we’re the first to understand that filing personal information online can make you feel uneasy. We’re a payday loan company, which means we take all your financial and private information seriously and it is our job to help protect the information you give to us online. Because we’re online you can apply for the loan you need virtually anywhere. Not to mention we’re mobile friendly, so there is no need to go into a physical store, save time and apply from any device in the comfort of your own home or on the go. But as an online company we keep your privacy and security top of mind. We understand and value that your information is private. This is all a part of our responsible lending strategies here a GoDay as we are compliant with provincial loan regulations, which means you’re protected legally with every cash advance. Our customer service representatives can also help to answer any questions you may have with respect to your privacy, your obligations, and your rights.
Professional Service
Unlike many online lenders, we do not exist in cyberspace alone, we have real people ready to help you along the way. At GoDay we are very proud of the professional services we offer and our staff care about your financial wellness and are readily available if you ever have questions or concerns when it comes to your loan or any help you need along the way. As much as we appreciate your business, we’re hoping your loans are few and far between. That’s why at GoDay we provide numerous resources for our customers including this blog and our Finance 101 page that includes many helpful guides and links. At GoDay, gone to lengths to create a customer community where you can exchange ideas and insights.
Responsible and Customizable Loans
With most payday loan companies, when you go into the store, you are given a loan after a lengthy process and sometimes you don’t always know the outcome. But when it comes to GoDay, you can use our online tools and customize the loan that works best for you. That’s right, everything from the amount you need to the repayment options including how much time you will need to pay us back. That’s why we pride ourselves at GoDay in our responsible lending practices. Some lenders would be willing to give you anything and everything if they could charge you interest indefinitely. But that’s not us. Our short-term cash-flow solution is intended to help get you back on track – not further off it. That’s why we place a ceiling or cap on how much you can borrow: up to $500 as a new customer and up to $1500 as we establish mutual trust.
Resources
Not only does GoDay have an easy to use application process and step by step guide to help you along the way, but we also have the GoDay café, our personal blog giving you a resource for finance related tips and tricks. But we have more than just being able to apply for on our website. We also have our Finance 101 section which is our learning centre to help you understand your payday loans and personal finance options, along with where we have numerous resources like handy calculators, links to credit counsellors, useful apps, budget worksheets, a glossary of industry used terms and more. You can also follow us on social media for the latest in industry news.
If we can help you get through a few financial hurdles, terrific. If we can help you avoid them altogether, even better. This is the GoDay way! And it is what differentiates us from other payday loan borrowers. If you have any other questions about applying for a GoDay loan? Contact us today.
