Whether you’re paying for before and after school programming, daycare, or have a nanny – childcare expenses are one of the most talked about fees for parents. According to Money Sense Magazine (and most parents) finding childcare can be a difficult task. But it also shows that the average cost for a child in full-time […]
Grocery shopping used to feel predictable. You knew roughly what you would spend, what would last the week, and what might stretch into the next. Today, that certainty is gone, and many households feel the shift week after week. Across Canada, rising food costs are forcing households to rethink how they shop, cook, and budget. […]
We all know the importance of education and Canadian’s are lucky enough to live in a country where education is more accessible than most. In 2016, over two million Canadians were enrolled in post-secondary education and the country tops the list for top ten most educated countries. Although education is more accessible in Canada, that […]
Bulk retailers like Costco are known for offering a big selection of bulk-size groceries and household goods at cheaper or discounted prices. And people are definitely drawn to buying in bulk as Costco boasts 84 million card-carrying members worldwide. So what is it about Costco that shoppers love so much? We break down the secrets to […]
We’re all about living in the moment and enjoying your life for what it is today. However, one of the biggest things that people do is spend too much time living in the moment that they forget about their future. Whether it’s wanting to go to university, wanting a new car, having kids, getting married, […]
As the saying goes, you can’t put a cost on love. But when it comes to tying the knot, there is a lot of work and financial stress that go in to making your big day. So where do you even start when it comes to budgeting for one of the biggest days of your […]
When it comes to your finances and how you spend and save your money, everyone is different. Some people are cash only kind of people, whereas other use their credit cards for all their purchases. It comes down to how you manage your money and if cash only helps you keep track better, or if […]
Whether you’re doing consulting on the weekend, cutting lawns for your neighbours for extra cash, teaching yoga classes outside of your 9-5, or selling your arts and crafts on Etsy, you’re not alone. In the last decade we’ve seen a steady increase of the “side-hustle” or “gig” economy. People are looking for ways to increase […]
When it comes to special occasions, do you budget for them? Days like Valentine’s Day, birthdays, Mother’s & Father’s day, these are all special occasions that come every year, but for most, it’s a last minute way to break the budget. So how can you avoid splurging when it comes to holidays like Valentine’s Day? […]
When it comes to finances, everyone is different. And that includes things like how you save and spend your money. One of the ongoing conversations and questions we hear about is what is more fiscally responsible, trying to save more or paying off debt? Well, the answer is different for everyone depending on their financial […]
British Columbia: The APR on a $300.00 loan for 14 days in BC is 365% at the rate of $14.00 per $100 borrowed. Online BC Payday License # 67513.
Ontario Residents: The cost of borrowing at GoDay.ca is $14.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $70.00, with a total payback amount of $570.00 and an annual percentage rate of 365%. The maximum allowable cost of borrowing under payday loan agreements is $14.00 for each $100.00 advanced.
New Brunswick Residents: The maximum charges permitted for a Payday Loan is 14% of the principal. We charge $14 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365%.
Nova Scotia Residents: The total cost of borrowing $100.00 for 14 days is $14.00. Payday Loans are High Cost Loans.
Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $14 per $100 borrowed. We charge $14 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365%.
Manitoba Residents: The APR on a $300.00 loan for 12 days is 425.83% on a rate of $14.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at www.manitoba.ca/cca/cpo.
Alberta Residents: The APR on a $300 loan for 42 days is 121.67% for a borrower who is paid weekly on a rate of $14.00 per $100 borrowed.
PEI Residents: The cost of borrowing at GoDay.ca is $14.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $42.00, with a total payback amount of $342.00. The maximum allowable cost of borrowing under payday loan agreements is $14.00 per each $100.00 advanced.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
