Is there a magical age when it comes to starting to save money? If you ask any financial professional their answer will always be the younger you can start saving, the better. Why? The answer is simple really, the longer you are saving for, the more money you will have in the long run. But […]
Now that the warm weather is here, that means it’s time for those seasonal expenses. Whether you are looking to redo your garden, get new patio furniture or sending the kids off to summer camp, the summer season can get expensive. So why not get summer ready and save at the same time? Here are […]
When it comes to payday loan companies, we like to keep it simple; fast cash for you with the security and professionalism along with it. It’s no surprise that the market is changing, so why walk into a store when you can get the cash you need online in as little as an hour? We […]
Have you ever been in a situation that set you back financially? If you have, then you know the financial stress that can come with it. And one of the biggest challenges is being able to bounce back and get your finances back on track. No matter the situation, we created a go-to guide that […]
We all have them, those financial habits that we wish we could break, especially when it comes to tackling debt. But when it comes to debt management, it’s changing your thinking when it comes to spending. That’s why we created a list of the most popular money habits we hear about that are holding people […]
When it comes to saving money, it can feel like a never-ending chore or a game you’re constantly losing. But instead of looking at your savings as a never ending ride, why not put a spin on saving money to make it more enjoyable. It’s about finding something that works for you, some people like […]
Big purchases aren’t something that happens often, but when they do, they can be costly. They can also be unplanned which is where a lot of financial stress can stem from. But there are definitely situations, such as planning for big occasions such as a wedding or traveling that saving should be started early so […]
Financial management, it’s something we are always constantly working on. Whether we’re saving for a big purchase or looking to minimize debt, managing your money is a top priority. It’s easier said than done, so how do you keep your finances in check and avoid debt? We give you a list of key things to […]
Congratulations, you’re getting married. And one of the last things people think about once they tie the knot is how to spend and save money as a couple, especially once you’ve merged your funds. That’s why we’ve created a step by step guide of what to do when it comes to merging your financials. Choose […]
Whether it’s a first date or an anniversary date, going out can be pricey. So instead of worrying about the bill, there are some key things you can do to budget for date night. That’s why we have thought of all the things you should look for when getting ready to go out to make […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
