Building a strategy for savings is so important. You need to decide whether you want to save for that unexpected bump in the road, your dream vacation, a home, or educational needs. Without a strategy, it can seem impossible to meet your needs. However, building savings doesn’t happen overnight. However, putting it off certainly isn’t […]
Move over cash, you are no longer king. And as technology continues to advance, we have moved from signatures to swiping, inserting, tapping and even facial or fingerprint recognition on a mobile device to make payments and accessing funds. Take a look at GoDay and how our payday loans work, we are completely online and […]
Do you have money goals? Or are you finding that you are struggling to keep track? Here at GoDay we are all always looking for ways to help you save more money but the question is – what are you willing to do to put your financial future first? We also understand that life happens. Expenses […]
Cha-ching. Is it just us, or is all you hear dollar signs every time you pay with your credit card? And let’s face it, we all dread that time of the month- when your bills start rolling in. And once you take a look at your bill and see where all the charges have added up then […]
Is spending money easier than saving money? Do you find that you are spending more than you are making? You’re not the only one. But if you’re constantly wondering where your money is going it may be time for a new financial strategy for you to meet your financial goals. Overspending can also lead to […]
Are you spending too much time on social media? Scrolling, pinning, tweeting, liking. We’re all guilty of it. And we’re not saying it’s a bad thing. Even GoDay has social media! And what do we do on social media? We promote our company, give you tips and tricks about payday loans in Canada and provide […]
Are you looking for fast cash? A recent report by the Financial Consumer Agency found that nearly 2 million Canadians use payday loans each year. And that’s where people turn to us because GoDay is an online payday or short-term loan lender. But we’re not the only ones out there. Operating in eleven provinces and territories across […]
The holiday season is known to be one of the most expensive times of the year. Do you have your budget ready to know how much you’re spending? The amount people are spending this holiday season is up again from last year, averaging about $643 on gifts just this season. That’s why we give you the tips to […]
They say money doesn’t buy happiness, which may be true, but money does help us live the lives that we want and need. It helps us have a roof over our head, food on our table, a car to get us to work every day, and the list goes on. However, according to a survey, […]
Big news! GoDay is now an official online payday loan/short-term loan lender in the province of Nova Scotia. This is the sixth Canadian province/territory GoDay is operating in. When it comes to personal loans, there are a couple of solutions you could look into. You could go through your bank and apply for a line […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
