A Barrie payday loan can be a great solution when you have a pressing financial need. For some people, it may be their only option if they can’t or won’t borrow from family and friends and they don’t have credit. However, all payday loans aren’t the same and neither are payday loan lenders. Consequently, you […]
The best Toronto online payday loans depend on many factors. However, some are less obvious than others, but are still very important. If you’re looking for that suits your needs and offers convenience, speed, and security, here’s what you should look for in Toronto online payday loans. Are They An Ontario Licensed Lender? Legally, every […]
No fee payday loans in Ontario aren’t offered by all lenders. If you think that it is as simple as searching the term to find one, we suggest you look closer. Some lenders use others terms that are less obvious to disguise extra costs you shouldn’t pay. Others make it seem certain fees are an […]
Instant payday loans in Canada make a lot of sense. A good lender eliminates office visits and appointments with loans officers. They also offer the entire process online, from application to funds release. Applying online is extremely convenient, since you can fill out an application form at any time and from any device. This is […]
Payday loans in Kitchener offer quick cash. However, you may know little about them, including what sets good loans apart from less desirable ones. Additionally, you may not understand when they’re appropriate and when they’re not. Like any financial product these loans don’t suit all needs. As a result, we’ll start by looking at when […]
Online loans may not seem the most likely way to get money when you need it quickly. You may think it is faster and more efficient to apply in-person. However, you will need to take time out of your busy day to visit an office. You’ll also need to find parking and perhaps wait in […]
Payday loans online offer great advantages. However, some are better than others. So, how do you sort the good from the bad to find the best possible loan for your needs? This article provides you with the most important factors you should consider. It should also alert you to common pitfalls you will definitely want […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
