When it comes to applying for a payday loan, there are many things to take into consideration. Depending on the cash you need, there are different types of loans out there for anyone’s financial situation. But when it comes to a GoDay loan, there are many things that make use different compared to other lenders. […]
At GoDay, we get a lot of questions when it comes to our payday loans. And we want to make sure you are getting the loan that works best for you. Whether you’ve been approved or rejected for a loan in the past, there are ways that you can be a responsible payday loan borrower. […]
A payday loan isn’t for everyone, and here at GoDay we will tell you that. GoDay likes to see customers use us to get back on track financially, not further behind. And there are times we will have to say no to people because our loans may not be the right fit for you at the […]
What would you say is your worst spending habit? Is it a specific item? Everyone has them and these habits can be a variety of things depending on your lifestyle and interests. But what bad spending habits can often allude to are bad savings habits. And as much as we would all like to spend […]
When it comes to borrowing money that usually means you’re in a sticky financial situation. Whether it is borrowing funds just to keep you a float till your next paycheck or you’ve reached financial hardship, no matter your reason for needing to borrow money, managing those funds are key. There are many routes you can […]
Do you know what your credit score is? When was the last time you checked your credit score? It changes frequently and you never know when you will need it, but there are plenty of times a credit report may be required including as to be used as a reference or as formal documentation. Your […]
A payday loan company, talking about when to say “no” to a payday loan? Yes, there are times that GoDay supports the decision to say no when it comes to payday loans. No one likes surprises when it comes to money, that is why GoDay prides itself on our company values, and some of those […]
When it comes to payday loan companies, we like to keep it simple; fast cash for you with the security and professionalism along with it. It’s no surprise that the market is changing, so why walk into a store when you can get the cash you need online in as little as an hour? We […]
We’ve already brought you part one of how to get started managing a successful budget, we are now giving you part two to add more tips to that list. We’re all about smart money here at GoDay, so we have come up with a few more tips to help you manage a successful budget. Thirty […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
