At GoDay, we’re all about smart money, which is why we want to give you the tools necessary to make the best financial decisions possible. This is why we’ve created part one of our tips and tricks list on managing a successful budget to make sure you’re making the best decisions when it comes to […]
On one of the most romantic days of the year, showing your love doesn’t have to come with a price tag. Commonly seen with roses, chocolates and shiny gifts, Valentine’s Day has become a holiday that everyone, no matter your age or relationship celebrates. Children hand out valentines, single friends get together to celebrate being […]
Do you have a spending journal? Or how do you keep track of your money? Many people have different ways of how they like to manage their finances. Everything from the pen and paper method to excel spreadsheets or even mobile apps are all different methods we commonly hear about. But because there is always money […]
Whether you’re online or on your mobile device, technology has continued to advance keeping us connected anywhere we go. Just take a look at us! GoDay.ca is strictly an online business. You can talk to a customer service representative, but we don’t have physical locations, everything is done online or by phone. And it’s because […]
The holiday season is in full swing and making sure you stay on budget is a present in itself. We give you the tips on the top money wasters this holiday season to help avoid overspending and make sure that you enjoy your holidays without being financially stressed. Shipping Fees: Online shopping has made shopping […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
