On this week’s Common Cents Wednesday’s we give you a special holiday edition. The holidays can be financially stressful and we have already told you about the top money wasters this holiday season, so instead we have created common cents list of holiday money mistakes for you to avoid this season. Dipping into Savings This […]
The holiday season is in full swing and making sure you stay on budget is a present in itself. We give you the tips on the top money wasters this holiday season to help avoid overspending and make sure that you enjoy your holidays without being financially stressed. Shipping Fees: Online shopping has made shopping […]
Black Friday has been known to be a kick-off to the holiday shopping season. It has also grown into more than just a U.S. Thanksgiving holiday; Canadian retailers have joined in on bringing the “biggest deals” to shoppers as well. And what is Cyber Monday? Coinciding with Black Friday, Cyber Monday sticks to online exclusive […]
St. Patrick’s Day is our favourite holiday at GoDay.ca (it’s the green…and the focus on coin), and we couldn’t wait to start putting together our green-themed recipes. We didn’t just include sweet treats, however. We’ve included both traditional & pseudo-traditional Irish food (because, apparently corned beef & cabbage is not actually traditional), a few vegetarian options, […]
Short Term Loans Online Dinner & a movie is a typical date, but they’re also two events that tend to also happen a lot on Valentine’s Day. What if you want to do something different but don’t know where to start? Keep things fun and interesting with these unconventional date ideas for your special Valentine! […]
Contrary to popular belief, Christmas food doesn’t have to cost you a fortune. There are a ton of affordable dessert options that are not only super fun to make but even more fun to consume. As much as we’d love to share our delicious creations with you over a mug of hot chocolate or eggnog, […]
Everyone’s giving away money or things for Christmas, but what about the after-shock in January? We want to help you recover from the holiday bill blues by giving you a chance to win $100 in cash in 2015! Whether you’re a new or existing GoDay.ca customer, every single time you apply for and re-pay your […]
New years resolutions were seemingly made for the regret we carry on our bodies after our holiday food indulgences, right? Get ahead of yourself this year and keep the pounds from creeping on in the first place with these very different exercise apps! Now…where’s that eggnog? CARROT Fit If being yelled at and insulted is […]
Have extra Christmas lights just lying around? Or do you feel like doing something different with your festive decor this year? We scrubbed the web for our top 5 different ways to change up your twinkle situation this year. Check it out – get illuminated! …And that’s enough of that. String Up Lights On Some […]
Short Term Loans | GoDay.ca Halloween is a ton of fun, but if you’re on a budget, celebrating in a big way might seem a bit overwhelming. Last week, we covered 5 different affordable ways you could decorate your property for the holiday. But, what about costumes, you might ask? Don’t worry, we’ve got you […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
