Buying a home is one of the biggest life purchases you can have. And depending on where you live can have a major impact on what your spending and costs will be as there are many things that go into purchasing a new home. So now that you’ve made one of the biggest purchases you […]
We’re all always looking to save more money, but when it comes down to it, what are you willing to sacrifice to save? We’ve become accustom to some of these things that we think we “need” them because we’ve had them for so long, when really it’s more of a “want” and would be just […]
Now that Black Friday is over, it is the official kick-off to the holiday season. And when it comes to your budget, now is the best time to get your wallet prepared to avoid the looming January credit card bills. Is it possible to even avoid this financial hangover? Yes, that’s why we give you […]
Happy Earth Day! Did you know there are green methods that can also help make and save you money? There is more than just the economical benefit of going green, but by reducing your environmental footprint, you’re helping the planet. We can give you plenty of tips on how to save money by going green, […]
If you’ve been following us on social media this week, your feeds have probably been inundated with tips on how to reduce, reuse and recycle. A common myth I encounter frequently is “going green means I have to sacrifice the luxuries I have, or change my schedule dramatically”. The good news is that even if […]
Earth Week Tips – Part III GoDay.ca | Online Payday Loans Ontario If you’re looking for a way to cut costs on your beauty & body care regiments, a great way to start is to look into your pantry! Staple items like olive oil, coconut oil, various spices, honey, some citrus, eggs […]
Earth Week Tips – Part II GoDay.ca | Payday Loans Online It’s spring cleaning time! Aaahhhhhh – the first day that you’re able to open your windows and let the season’s fresh air waft through your home is like no other. If you want to get all of the winter muck and grime out in […]
GoDay.ca | Short Term Loans Online Any plans for Earth Week? If you’re going about your normal business, there are small ways you can alter your routine to make a big difference! And you’re in luck- we’ve got an in-house environmental advocate who’s going to lay down some of the best tips & tricks for […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
