Do you know what your credit score is? When was the last time you checked your credit score? It changes frequently and you never know when you will need it, but there are plenty of times a credit report may be required including as to be used as a reference or as formal documentation. Your […]
A payday loan company, talking about when to say “no” to a payday loan? Yes, there are times that GoDay supports the decision to say no when it comes to payday loans. No one likes surprises when it comes to money, that is why GoDay prides itself on our company values, and some of those […]
There’s no such thing as too young when it comes to saving money. And one of the most important things you can do is to start when you’re young. Why? Well there are many benefits as to why you should be investing younger, that’s why we give you some of the top reasons as to […]
Now that the warm weather is here, that means it’s time for those seasonal expenses. Whether you are looking to redo your garden, get new patio furniture or sending the kids off to summer camp, the summer season can get expensive. So why not get summer ready and save at the same time? Here are […]
When it comes to payday loan companies, we like to keep it simple; fast cash for you with the security and professionalism along with it. It’s no surprise that the market is changing, so why walk into a store when you can get the cash you need online in as little as an hour? We […]
Banks are always talking about making your money work for you, and what that really means is financial planning. What is the best way to maximize your funds? Should you really be investing in that? There are numerous ways to make your money work for you, but it is all based off your personal money […]
Have you ever been in a situation that set you back financially? If you have, then you know the financial stress that can come with it. And one of the biggest challenges is being able to bounce back and get your finances back on track. No matter the situation, we created a go-to guide that […]
We all have them, those financial habits that we wish we could break, especially when it comes to tackling debt. But when it comes to debt management, it’s changing your thinking when it comes to spending. That’s why we created a list of the most popular money habits we hear about that are holding people […]
Now that spring is finally here, it is out with the old and in with the new when it comes to spring bargains. We can blame it on the nice weather, but spring is one of those times of the year where some of the best deals can be found, no matter what you’re looking […]
When it comes to saving money, it can feel like a never-ending chore or a game you’re constantly losing. But instead of looking at your savings as a never ending ride, why not put a spin on saving money to make it more enjoyable. It’s about finding something that works for you, some people like […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
