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GoDay Cafe

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Budget

Managing Your Grocery Bill

January 11, 2022April 14, 2022 GoDay.ca Customer Education Team Leave a comment Food & Drink, Payday Loan, Saving
Managing Your Grocery Bill

Have you noticed that your regular grocery shops may be costing more than usual? If so, you are not alone. Food prices are continuing to rise – and people are looking for ways to cut costs and save on their grocery bills. As with everything else, supply chain issues caused by the COVID-19 pandemic have […]

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Living In a Side Hustle Economy

October 29, 2021August 29, 2022 GoDay.ca Customer Education Team Leave a comment Life, Money, Payday Loan, Saving

Side hustle is a term you’ve probably heard a lot recently. That’s because it has become one of the most popular ways people make money nowadays. It has become the preferable option for business and workers in many cases for several reasons. Side Hustle Defined So what is a “side hustle”? According to Wikipedia, it […]

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The Wedding Planning Price Tag

October 5, 2021October 17, 2021 GoDay.ca Customer Education Team Leave a comment Holiday's & Events, Money, Payday Loan, Saving
The Wedding Planning Price Tag

The dress, the flowers, the venue, the food and drinks. The list for everything that goes into a wedding goes on and on – and so does the price tag. Planning a wedding can be stressful enough but adding in the costs that come with it can be overwhelming. One of GoDay’s favourite tips when […]

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Changing Your Bad Spending Habits. It’s Not That Hard.

October 13, 2020November 6, 2021 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

What would you say is your worst spending habit? Do you spend the bulk of your money on a specific item each month, like Starbucks? Or worse, you don’t have any idea where all your money goes?  Everyone has bad spending habits. They can be caused by a variety of things, depending on your lifestyle […]

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How To Give To Charity Without Blowing Your Budget

July 27, 2020December 15, 2021 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving
give to charity without blowing budget

Overall, there is a lot going on in the world which can make you want to do you part. However, this can seem daunting if you don’t have the spare dollars to put into the causes you believe in. Given that, you might even feel guilty. How can you give back without blowing your budget? GoDay […]

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Building an Emergency Fund for Unexpected Costs

April 16, 2020January 7, 2022 GoDay.ca Customer Education Team Leave a comment Life, Payday Loan, Saving
emergency fund

An emergency fund can help you handle life’s ups and downs, which you can never anticipate. Being prepared for unexpected events in your life can be challenging, but it is doable. The pandemic has shown us that you never know what could happen. An emergency fund can lighten the blow and provide you with the […]

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Budget Friendly Ways to Invest in your Health

March 25, 2020January 16, 2022 GoDay.ca Customer Education Team 2 Comments Life, Money
budget friendly

Budget friendly health options may seem a distant idea. However, good health must be a priority. Basically, without good health, you wouldn’t be able to live the life that you want to lead. Nonetheless, staying healthy may also wreak havoc on your bank account if you don’t manage it properly. Lots of people think buying […]

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Everyday Ways To Spend Less

February 19, 2020February 6, 2022 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

We’re always looking for ways to help save you money and sometimes that means helping you start fresh or even find everyday ways to spend less. And we know that getting your finances in order can be tricky. It’s never as simple as we want it to be. However, there are common mistakes we can […]

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Save Money by Meal Planning

February 10, 2020February 18, 2022 GoDay.ca Customer Education Team 5 Comments Food & Drink, Life, Money, Payday Loan, Saving
save money

Everyone wants to save money. However, food can be one of the easiest categories in your budget where you can overspend. You can spend too much when eating out, grabbing a morning coffee, or making poor grocery purchases. The cost of food adds up quickly, and even though it’s a necessity for survival, it shouldn’t […]

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Getting the Most Out Of Your Credit Card

November 13, 2019August 29, 2022 GoDay.ca Customer Education Team 1 Comment Life, Money, Payday Loan, Saving

Move over cash, you are no longer king. And as technology continues to advance, we have moved from signatures to swiping, inserting, tapping and even facial or fingerprint recognition on a mobile device to make payments and accessing funds. Take a look at GoDay and how our payday loans work, we are completely online and […]

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Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

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British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.

Renewal Policy: We do not automatically renew payday loans.

VerisignBBBCanadian Consumer Finance Association