What is the first thing that comes to mind when you think about buying in bulk? Heading to places like Costco or Real Canadian Superstore can intimidate shoppers because when it comes to shopping in bulk, it’s all about quantity. But there are times when shopping in bulk can really make a difference, especially when […]
When it comes to shopping, it is our guilty pleasure. But we know the difference between wants and needs and have learned the tricks when it comes to saving money. That’s why we’re giving you the inside scoop on how retailers “make” you spend money and how you can avoid falling into the retailer spending […]
A lot of people think that because they have savings, they will be financially okay in an emergency. But do you have a specific set of funds dedicated to an emergency fund for when you really need it? Any form of savings are helpful, but in the case of a financial emergency, you should […]
We’re all always looking to save more money, but when it comes down to it, what are you willing to sacrifice to save? We’ve become accustom to some of these things that we think we “need” them because we’ve had them for so long, when really it’s more of a “want” and would be just […]
We already know what you’re going to say. If you’re trying to save money then you shouldn’t be dining out. But we’re all busy people and there are nights where take out is the best option for the table. That’s why we created a list of all the things to look for when dining out […]
When it comes to vacation time, the last thing you want to be stressing about is money. So when it comes to your travel budget, have you include all possible expenses? We created a list of some of the things people forget to budget for when on vacation. The To and From What’s the cost […]
We’re always talking about credit cards and paying your bills. So what happens when you have forgotten to make a payment? Don’t worry, it’s not the end of the world, but it is also nothing something that should become a regular habit either. So what do you do next? Well, pay it of course. That’s […]
When it comes to Canada’s 150th birthday, are you going to be celebrating? With the Canadian dollar and economy the way it’s been, Canada’s 150th birthday is the perfect occasion to travel and explore Canada as most cities throughout the country will be hosting events to encourage celebrations. Travel Canada As we mentioned, there’s no […]
It’s no surprise that the financial crunch of the holiday season is upon us. And before you suffer from the January credit card hangover, we’re here to help. At GoDay, this time of year is one of the busiest for us and we’re working hard for you. We’ve talked before about how the holiday season […]
It’s that time of year. December is officially here; and this means all you we will all hear are Christmas carols in every retail store and flashy decorations in every window. So now that Black Friday and Cyber Monday have officially come and gone, it’s time to get ready for the holiday season and all […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
