Back to school season can be one of the most costly and financial stressful times of the year (besides Christmas of course). So what are your biggest expenses when it comes to back to school? How are you financially prepared for this school year? We took notes from some of our customers when it comes […]
It’s that time of year again! September is known as back to school season and we want to know, are you financially prepared? No matter what age or grade your child is going into, school expenses can cost you. That’s why we’ve rounded up the best tips and tricks for savings to make this back […]
How do you keep track of your funds? Do you have a budget currently in place? IF so, what helps keep your budget on track? When it comes to creating a budget list, there are many things you need to keep in mind to make sure you’re not missing out on any opportunities to save. […]
When it comes to managing household expenses, it feels like there is a never ending list waiting to be tackled. Rent or mortgage payments, hydro, water, internet and cable, and these are just some of the basics needed to live in your place. On top of that there’s food and groceries, any unexpected maintenance issues […]
Now that the warm weather is here, that means it’s time for those seasonal expenses. Whether you are looking to redo your garden, get new patio furniture or sending the kids off to summer camp, the summer season can get expensive. So why not get summer ready and save at the same time? Here are […]
Tired of monthly gym fees? What about the expenses of a personal trainer? Getting or staying in shape can definitely cost you. Between the proper clothing, workout gear, yoga mats, and equipment, exercising can cost you. Now that spring has finally sprung and that means the sun is setting later and the nice summer weather […]
Do you wish you were able to save more money? Us too! If the option to save more is available, everyone would say yes. But it’s a lot easier said than done when it comes to saving. But when it comes to saving money, everyone can always be improving on their money managing skills, that’s […]
In this two-part series, we previously gave you part one on things you shouldn’t pay extra for and have come up with more things to add to that list. We’re all about smart money at GoDay, so here are a few other things to avoid paying extra for. Movies When was the last time you went […]
Do you have a spending journal? Or how do you keep track of your money? Many people have different ways of how they like to manage their finances. Everything from the pen and paper method to excel spreadsheets or even mobile apps are all different methods we commonly hear about. But because there is always money […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
