Cash advance payday loans in Ontario are a great way to access money quickly. They are especially beneficial for those who don’t have a credit card or line of credit. They may also help you if you don’t have friends or family that can lend you money (or you don’t want to ask them). However, […]
Online payday loans in Ontario fill a gap in the lending market. Many people don’t have access to credit cards or a line of credit. Additionally, most people don’t want to borrow from family or friends, unless they absolutely have to. However, payday loan lenders and the loans themselves can vary greatly. On the surface […]
Small loans in Canada aren’t as easy to find as you might think. Traditional financial institutions seldom offer them, since they believe a credit card or a line of credit can fulfill this need. However, many people don’t have access to either of these products. This could be due to a limited credit history, no […]
Surrey payday loans are a great solution if you need money for an urgent, immediate need. Some people can’t borrow from friends or family, or don’t have the luxury of a line of credit or card. Still, they aren’t appropriate in certain cases. For instance, you shouldn’t rely on them to cover regular expenses. Otherwise, […]
Canadian online payday loans are very popular, because they offer so many advantages. There are certainly more reasons than these five, but we believe these are the most notable. We think you’ll love these benefits as much as our other clients. If you need quick cash, without the hassle, Canadian online payday loans could be […]
The best payday loans in Toronto are easier to find than you might think. However, you should know which factors we’ve used to separate the bad and somewhat good, from the best. Licensed in Ontario Every payday loan lender in Ontario is legally required to have a license. Nonetheless, not all companies stick to this […]
Payday loans in Ontario are a great way to access a small amount of money fast. They may help you if you’ve exhausted other options such as asking your parents or friends, or getting a cash advance on your credit card. However, payday loans can vary greatly between lenders. Plus, many people don’t understand what […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
