Side hustle is a term you’ve probably heard a lot recently. That’s because it has become one of the most popular ways people make money nowadays. It has become the preferable option for business and workers in many cases for several reasons. Side Hustle Defined So what is a “side hustle”? According to Wikipedia, it […]
The money you hope you’ll never need to use. The “rainy day fund” is the popular term used for the money you’ve saved that may need to be used when a disaster strikes. While you can’t plan for the unexpected, you can take a bit of salt off the wound by ensuring your financially prepared […]
It’s easy to be misinformed when it comes to your personal finance. We’re surrounded by tons of information being thrown our way from online, family and friends, financial advisors, our banks, and the list goes on. Finance can be confusing, especially when everyone is telling you something different. We’ve all made foolish money mistakes because […]
Are you looking for fast cash? A recent report by the Financial Consumer Agency found that nearly 2 million Canadians use payday loans each year. And that’s where people turn to us because GoDay is an online payday or short-term loan lender. But we’re not the only ones out there. Operating in eleven provinces and territories across […]
The holiday season is known to be one of the most expensive times of the year. Do you have your budget ready to know how much you’re spending? The amount people are spending this holiday season is up again from last year, averaging about $643 on gifts just this season. That’s why we give you the tips to […]
We’ve all had those days. The ones where you get home from work and the last thing you want to do is have to cook dinner. You were running late and now don’t have time to make lunch. We’ve been there. Is first thought is to pick something up on the way home or to […]
Are you looking for fast cash? Look no further than a smart, safe and secure loan with GoDay. Whether you’re looking to get yourself out of a financial bind or help keep you afloat until your next paycheck, GoDay offers payday loans in Canada. Our payday loans are not intended to provide a long-term financial […]
When was the last time you checked your credit score? Do you know what your current credit score is and what is on your credit report? Your credit score changes frequently and you never know when you will need a credit report. Especially in cases when they are required as a reference or as formal documentation. Even to […]
Have you ever been in a situation that set you back financially? One of those instances you didn’t see coming and you’re not financially prepared? If you have, then you know the financial stress that can come with it. And one of the biggest challenges is being able to bounce back and get your finances […]
There are many things in life that can happen unexpectedly and the surprise cost of home renovations is one of them. When it comes to doing home renovations, it’s easy to know what you want (who else has their Pinterest Boards ready), but there are times that you may also be caught off guard with […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
