Now that the warm weather is here, that means it’s time for those seasonal expenses. Whether you are looking to redo your garden, get new patio furniture or sending the kids off to summer camp, the summer season can get expensive. So why not get summer ready and save at the same time? Here are […]
In this two-part series, we previously gave you part one on things you shouldn’t pay extra for and have come up with more things to add to that list. We’re all about smart money at GoDay, so here are a few other things to avoid paying extra for. Movies When was the last time you went […]
There are many reasons why people get a payday or short term loan. And we always encourage those to only get a loan if there is a reason such as financial restrictions. We all need help bridging the gap from time to time, and that’s why there’s GoDay. We rounded up ten times you may […]
We’ve previously discussed how to limit your online shopping, but if you’re going to online shop, you might as well get the best online deal with websites that have different sales, discounts and even cash back options. That’s why we’ve created a list of the best online deal websites, so when you are shopping, you […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
