Online payday loans in Ontario fill a gap in the lending market. Many people don’t have access to credit cards or a line of credit. Additionally, most people don’t want to borrow from family or friends, unless they absolutely have to. However, payday loan lenders and the loans themselves can vary greatly. On the surface […]
Small loans in Canada aren’t as easy to find as you might think. Traditional financial institutions seldom offer them, since they believe a credit card or a line of credit can fulfill this need. However, many people don’t have access to either of these products. This could be due to a limited credit history, no […]
Payday loans in Oshawa aren’t well-understood. Plus, poor lenders have given them an undeserved bad reputation. This is regrettable since payday loans in Oshawa do play a vital role in the lending market. If you don’t understand how payday loans work, you’ll be happy to know that this article provides the facts in simple terms. […]
Scarborough payday loans are a great solution when you need money quickly. They are a good alternative when you can’t access credit and you can’t borrow from friends or family. Nonetheless, these loans must be used wisely. They’re intended for urgent, immediate needs. They can be used to bridge a temporary gap in your finances, […]
Surrey payday loans are a great solution if you need money for an urgent, immediate need. Some people can’t borrow from friends or family, or don’t have the luxury of a line of credit or card. Still, they aren’t appropriate in certain cases. For instance, you shouldn’t rely on them to cover regular expenses. Otherwise, […]
Mississauga payday loans offer quick cash when you’re in a tight spot. They are often used when you can’t borrow from friends or family, or when you don’t have a credit card or line of credit. Payday loans are meant for urgent, immediate needs. They aren’t meant to continually cover expenses, because you aren’t handling […]
Brampton payday loans can be an excellent choice if you need money to get you out of a tight spot. Many people have found that they’re the ideal lifeline, when they’re unable to borrow elsewhere. Nonetheless, not all lenders are good and payday loans aren’t necessarily for everyone. They are meant for immediate expenses, but […]
Payday loans in Ontario are a great way to access a small amount of money fast. They may help you if you’ve exhausted other options such as asking your parents or friends, or getting a cash advance on your credit card. However, payday loans can vary greatly between lenders. Plus, many people don’t understand what […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
