The results are in and it’s true. From October 20th to October 21st, 2017 an online survey was conducted among 1,523 randomly selected Canadian adults and according to CIBC’s latest results, 85% of Canadian citizens agree that they should be saving more money than what they currently are. In fact, BNN reported that eighty-five percent […]
Naturally, most people are much better spenders than we are savers. Especially when you’re putting purchases on credit cards compared to paying in cash and not physically seeing the impact of your spending. These guilty pleasure purchases have become a catchphrase that when you hear of someone “treating themselves”, the conversation usually follows up with […]
When it comes to shopping, you have more options than ever with the internet and our mobile devices constantly connected and only being a few clicks away. This means changes in the retail market have advanced and created new ways to shop. And if a store isn’t online, they’re behind and missing out big time. […]
There are many different kinds of shoppers out there. Those who only shop online, those who only shop when they absolutely need something or there’s a special occasion, or those who shop as a hobby because they genuinely enjoy it. Regardless of how you spend your money, there are always items that we can be […]
We all know the infamous brand names and have most likely purchased many of their items. Whether it is clothing, food, or even drug store items, there are brand name and generic label items for almost anything you could think about purchasing. So what are the differences between brand names and the generic brand? We […]
Do you suffer from “FOMO” or the “Fear Of Missing Out”? This is something very common, because who wants to be the person missing out on something fun? What you don’t realize is that these events and decisions can often lead to or have financial implications. Especially in the age of social media when you’re […]
Have you heard the saying, “money can’t buy happiness”? Well, new research is now saying otherwise. According to a study from University of British Columbia and Harvard Business School, that was recently published in the journal Proceedings of the National Academy of Sciences, has found buying time makes people happier than buying material things. Global […]
When you’re looking for something to do, watching a movie is still a classic event. But going to the movies shouldn’t have to cost you a pretty penny. That’s why we’ve rounded up all of our favourite tips and tricks that will help you save when you want to watch the latest flick. Cheap Night […]
When it comes to food, the costs keep getting higher and higher. This isn’t only seen in the grocery stores, but also really takes a hit when it comes to local restaurant food costs as well. Your favourite dish may go up by a few bucks because everyone is trying to keep up with the […]
What is the first thing that comes to mind when you think about buying in bulk? Heading to places like Costco or Real Canadian Superstore can intimidate shoppers because when it comes to shopping in bulk, it’s all about quantity. But there are times when shopping in bulk can really make a difference, especially when […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
