Grocery shopping used to feel predictable. You knew roughly what you would spend, what would last the week, and what might stretch into the next. Today, that certainty is gone, and many households feel the shift week after week. Across Canada, rising food costs are forcing households to rethink how they shop, cook, and budget. […]
Everyone needs (and deserves) a break. Really, you do! And according to a survey in 2016, Daily Hive reported that Canadians received an average of 17.3 vacation days from employers this year, but only took 14 of them. That represents 31 million unused vacation days and $5.5 billion in wages going back to employers. But […]
It can be very tempting when you’re in a financial pinch to want to dip into your retirement fund or RRSPs. The RRSP was created in 1957, and back then contribution limits were 10 percent of the previous year’s income to a $2,500 maximum. If an individual did not contribute in any given year, that […]
When it comes to shopping at Ikea, it can be an overwhelming experience. Just like there are secrets to shopping at Costco, there are definitely secrets to shopping at Ikea. But when it comes to shopping at Ikea, it is very easy to not only get lost but also fill your cart with things you […]
Tax season is here and you have until April 30, 2018, to file and pay any outstanding amounts. For some people, tax season is a breeze, but for others, it can be very stressful. Whether you’re expecting a big tax bill or not, just getting the paperwork organized can be a daunting task. To help […]
Wedding season is quickly approaching and whether you’re in the bridal party or just a guest planning on attending a wedding, you are going to want to make sure you know the in’s and out’s of modern day wedding etiquette for guests who will be attending weddings. That’s why we created a list of some […]
Did you know that March is Fraud Prevention Month across Canada? The Government of Canada wants to bring awareness to the impact of fraud costs and the different types of scams that are currently affecting Canadians. According to the Chartered Professional Accountants (CPA), more than 71 percent of people surveyed said that they are concerned […]
Bulk retailers like Costco are known for offering a big selection of bulk-size groceries and household goods at cheaper or discounted prices. And people are definitely drawn to buying in bulk as Costco boasts 84 million card-carrying members worldwide. So what is it about Costco that shoppers love so much? We break down the secrets to […]
Do you know what your credit score is? When was the last time you checked your credit score? It changes frequently and you never know when you will need it, but there are plenty of times a credit report may be required including as to be used as a reference or as formal documentation. But why do you need […]
As the saying goes, you can’t put a cost on love. But when it comes to tying the knot, there is a lot of work and financial stress that go in to making your big day. So where do you even start when it comes to budgeting for one of the biggest days of your […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
