Big purchases aren’t something that happens often, but when they do, they can be costly. They can also be unplanned which is where a lot of financial stress can stem from. But there are definitely situations, such as planning for big occasions such as a wedding or traveling that saving should be started early so […]
Happy Earth Day! Did you know there are green methods that can also help make and save you money? There is more than just the economical benefit of going green, but by reducing your environmental footprint, you’re helping the planet. We can give you plenty of tips on how to save money by going green, […]
Financial management, it’s something we are always constantly working on. Whether we’re saving for a big purchase or looking to minimize debt, managing your money is a top priority. It’s easier said than done, so how do you keep your finances in check and avoid debt? We give you a list of key things to […]
Everyone has different ways on how they want to raise their children in regards to finances, but no matter your tactics, everyone same end goal, to have money smart kids. But where do kids learn their greatest lessons about money? Well, that comes from you and the ways you decide to teach your children about […]
Congratulations, you’re getting married. And one of the last things people think about once they tie the knot is how to spend and save money as a couple, especially once you’ve merged your funds. That’s why we’ve created a step by step guide of what to do when it comes to merging your financials. Choose […]
Tired of monthly gym fees? What about the expenses of a personal trainer? Getting or staying in shape can definitely cost you. Between the proper clothing, workout gear, yoga mats, and equipment, exercising can cost you. Now that spring has finally sprung and that means the sun is setting later and the nice summer weather […]
Do you wish you were able to save more money? Us too! If the option to save more is available, everyone would say yes. But it’s a lot easier said than done when it comes to saving. But when it comes to saving money, everyone can always be improving on their money managing skills, that’s […]
Whether it’s a first date or an anniversary date, going out can be pricey. So instead of worrying about the bill, there are some key things you can do to budget for date night. That’s why we have thought of all the things you should look for when getting ready to go out to make […]
Looking for a new book to read? There are plenty of personal finance books to choose from, whether you’re looking to save, invest, or learn new money tips. Depending on what kind of financial advice you are looking for, there is definitely a book out there for you; which is why we have created a […]
With March Break just around the corner, what are your plans for the week? Travelling? Day Trips? Spending time at home? With the Canadian dollar being low right now, it makes it that much more difficult for international travel. This is why we’ve created a guide for frugal family trips to stay on budget, not […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
