The best payday loans in Toronto are easier to find than you might think. However, you should know which factors we’ve used to separate the bad and somewhat good, from the best. Licensed in Ontario Every payday loan lender in Ontario is legally required to have a license. Nonetheless, not all companies stick to this […]
Cash loans offer a great way to get money quickly when you’re in a tight spot. They’re a trusted lifeline for Canadians when they face an unexpected situation. However, they’re not meant to top up one’s bank account, because you’re unable to handle your money properly. If you find yourself in a sudden financial bind, […]
An online cash advance is a great option when you find yourself in a tight financial position that you didn’t plan on. It isn’t meant for a shopping spree or to compensate for your poor budgeting. However, it can help you handle unexpected expenses when you’re in a bind. What Cash Advance Options are Available? […]
Online loans offer so many advantages, it is hard to narrow it down. However, the following are some of the most notable regarding payday loans and installment loans that you are sure to love. 1. Extremely Convenient Undoubtedly, the greatest advantage of online loans is convenience. You don’t need to book an appointment, drive to […]
Payday loans online offer great advantages. However, some are better than others. So, how do you sort the good from the bad to find the best possible loan for your needs? This article provides you with the most important factors you should consider. It should also alert you to common pitfalls you will definitely want […]
Canadian online payday loans aren’t a new product. However, they can vary greatly between lenders. It is important you understand how they work and the differences between them and other borrowing options. You’ll also want to know which factors you should consider when you’re deciding where to borrow. Consequently, we’re offering you this information so […]
Short-term loans in Canada can offer you quick cash when you need it. They are often a good option if you don’t want to borrow against a credit card or from family and friends. However, the market is saturated with lenders. As a result, you will need more information to separate good products and lenders […]
Payday loans in Ontario are a great way to access a small amount of money fast. They may help you if you’ve exhausted other options such as asking your parents or friends, or getting a cash advance on your credit card. However, payday loans can vary greatly between lenders. Plus, many people don’t understand what […]
Payday loans in Canada offer a way for people to find smaller sums of money quickly, when they need it. They can be a good option if you can’t, or don’t want to borrow from a bank, family, or friends. All you need to do is input the term “payday loans in Canada” into a […]
Side hustle is a term you’ve probably heard a lot recently. That’s because it has become one of the most popular ways people make money nowadays. It has become the preferable option for business and workers in many cases for several reasons. Side Hustle Defined So what is a “side hustle”? According to Wikipedia, it […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
