Now that the holiday season is over, it’s time to start thinking about 2017 plans, this includes vacation and holidays. I’m sure with the credit card bills from December rolling in this month; the last thing you want to be thinking about is a future trip. But what you’re forgetting is that now is the […]
Managing money as a household has never been simple, but lately, it feels heavier. Groceries cost more. Rent and mortgage payments continue to rise. Income can shift from month to month. And suddenly, even well-intentioned plans start to fall apart. That pressure is exactly why controlling family finances matters. Not in a restrictive sense, but […]
What kind of credit cards do you have? Cash back? Points? Vouchers? Travel? There is basically a credit for everything these days so how do you know what the right credit card for you is? Some cards charge an annual fee and some can be free to use. Some cards have higher interest rates than […]
Now that the warm weather is here, that means it’s time for those seasonal expenses. Whether you are looking to redo your garden, get new patio furniture or sending the kids off to summer camp, the summer season can get expensive. So why not get summer ready and save at the same time? Here are […]
With March Break just around the corner, what are your plans for the week? Travelling? Day Trips? Spending time at home? With the Canadian dollar being low right now, it makes it that much more difficult for international travel. This is why we’ve created a guide for frugal family trips to stay on budget, not […]
In this two-part series, we previously gave you part one on things you shouldn’t pay extra for and have come up with more things to add to that list. We’re all about smart money at GoDay, so here are a few other things to avoid paying extra for. Movies When was the last time you went […]
There are many reasons why people get a payday or short term loan. And we always encourage those to only get a loan if there is a reason such as financial restrictions. We all need help bridging the gap from time to time, and that’s why there’s GoDay. We rounded up ten times you may […]
We’ve previously discussed how to limit your online shopping, but if you’re going to online shop, you might as well get the best online deal with websites that have different sales, discounts and even cash back options. That’s why we’ve created a list of the best online deal websites, so when you are shopping, you […]
Have an exciting weekend across the border planned? How about a long vacation in Spain? Shopping for travel insurance definitely isn’t as fun as the trip itself (or even any other part of trip preparation), but being prepared is essential. You’re probably super busy packing, preparing for pet sitters and all the wonderful things that go […]
Short Term Online Loans | GoDay.ca If you’ve never been to Walt Disney World® in Orlando, Florida, whoa boy, you’re missing out big time. But, that’s coming from a die hard fan of “the Parks”, though even this die hard fan can admit that with sky-rocketing ticket prices in the last few years, the most […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
