Banks are always talking about making your money work for you, and what that really means is financial planning. What is the best way to maximize your funds? Should you really be investing in that? There are numerous ways to make your money work for you, but it is all based off your personal money […]
Have you ever been in a situation that set you back financially? If you have, then you know the financial stress that can come with it. And one of the biggest challenges is being able to bounce back and get your finances back on track. No matter the situation, we created a go-to guide that […]
We all have them, those financial habits that we wish we could break, especially when it comes to tackling debt. But when it comes to debt management, it’s changing your thinking when it comes to spending. That’s why we created a list of the most popular money habits we hear about that are holding people […]
Now that spring is finally here, it is out with the old and in with the new when it comes to spring bargains. We can blame it on the nice weather, but spring is one of those times of the year where some of the best deals can be found, no matter what you’re looking […]
When it comes to saving money, it can feel like a never-ending chore or a game you’re constantly losing. But instead of looking at your savings as a never ending ride, why not put a spin on saving money to make it more enjoyable. It’s about finding something that works for you, some people like […]
Big purchases aren’t something that happens often, but when they do, they can be costly. They can also be unplanned which is where a lot of financial stress can stem from. But there are definitely situations, such as planning for big occasions such as a wedding or traveling that saving should be started early so […]
Happy Earth Day! Did you know there are green methods that can also help make and save you money? There is more than just the economical benefit of going green, but by reducing your environmental footprint, you’re helping the planet. We can give you plenty of tips on how to save money by going green, […]
Financial management, it’s something we are always constantly working on. Whether we’re saving for a big purchase or looking to minimize debt, managing your money is a top priority. It’s easier said than done, so how do you keep your finances in check and avoid debt? We give you a list of key things to […]
Congratulations, you’re getting married. And one of the last things people think about once they tie the knot is how to spend and save money as a couple, especially once you’ve merged your funds. That’s why we’ve created a step by step guide of what to do when it comes to merging your financials. Choose […]
Tired of monthly gym fees? What about the expenses of a personal trainer? Getting or staying in shape can definitely cost you. Between the proper clothing, workout gear, yoga mats, and equipment, exercising can cost you. Now that spring has finally sprung and that means the sun is setting later and the nice summer weather […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
