When it comes to payday loans or short term loan companies, we like to keep it simple; fast cash for you with the security and professionalism along with it. It could be a payday or short-term loan, a line of credit, or borrowing from a friend or family member. As you can tell, there are […]
Now that we’re in the middle of wedding season, most people focus on the cost and price tag of the actual wedding. We’ve never been to a wedding that has mentioned finances in the ceremony or vows, but money and finances is one of those things that should be discussed before you tie the knot. […]
A common goal for people is to want to incorporate more travel in their lives, however, so many people just don’t know how to make it work. Often times they assume they need to wait until retirement and look at traveling the world as a “someday” item on their bucket list, versus something they can […]
It is no surprise how much our mobile devices and technology have taken over how we basically do everything. Look at GoDay for example- we are an online payday loan company who also has a specific mobile site for our customers! And if you’re a business that is not online, you are missing out on […]
There’s nothing worse than planning for a vacation or travelling only to find out that you’ve fallen victim to a travel scam. These scams or fraudulent attempts can happen while you’re travelling and some you won’t realize until you get home and start to get yourself financially organized. Regardless of how or when they happen, […]
There’s nothing more invigorating than when seasons start to change, especially when you live in a country that gets cold and dreadful winters. Spring brings with it melting snow, warmer temperatures, blooming flowers, and lifted spirits. Not to mention, the desire to clean up your home and life to get it ready for a great […]
Whether you’re paying for before and after school programming, daycare, or have a nanny – childcare expenses are one of the most talked about fees for parents. According to Money Sense Magazine (and most parents) finding childcare can be a difficult task. But it also shows that the average cost for a child in full-time […]
Grocery shopping is an obvious necessity that everyone has to do. Especially if you have a growing family, you know the struggle of keeping the fridge full in your busy household. It can seem like you’re constantly running back and forth to the store to restock on food or regular household items like toilet paper, […]
We all know the importance of education and Canadian’s are lucky enough to live in a country where education is more accessible than most. In 2016, over two million Canadians were enrolled in post-secondary education and the country tops the list for top ten most educated countries. Although education is more accessible in Canada, that […]
Bulk retailers like Costco are known for offering a big selection of bulk-size groceries and household goods at cheaper or discounted prices. And people are definitely drawn to buying in bulk as Costco boasts 84 million card-carrying members worldwide. So what is it about Costco that shoppers love so much? We break down the secrets to […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
