How to Eat Well On Less & Save Money GoDay.ca | Payday Loans Online The “Ramen” craze isn’t just for college-aged kids who need to save money. One of the first budgets that Canadians whittle down on is their grocery list. Often times, whittling-down means compromising nutritional value. Regardless of your pants or dress size, […]
GoDay.ca | Payday Loans Online It’s like that Donna Summers song – you work hard for the money, and we want you to keep as much of that blue, green and purple stuff in your pocket. That being said, we scoured the Canadian-side of the net to find you the best websites that offer deals on every […]
GoDay.ca | Online Payday Loans This might sound a bit harsh, but unless you have absolutely no income and can’t survive, then seriously re-think a move back home. Many young Canadians are making a transition (though many unfortunately consider it regressing), by either moving back in with their parents or even delaying their departure, in […]
Last Wednesday, we covered four basic tips on credit card debt management; Cut the so-called “needed” expenses. Critique your necessary expenses: Trim the fat. Pay more than the monthly amount – if you can. Get a card with a lower interest rate. With a solid plan, some dedication and support, you can achieve your financial […]
GoDay.ca | Short Term Payday Loans Bring the tropics in with this delicious Mango Pineapple Salsa. Watching your budget and think paradise fruit is too expensive right now? Good news – it’s not! In Southern Ontario, we’re looking at $4-$5 bucks for a bag of apples or $4 for a pint of strawberries! Meanwhile, enormous […]
Check The Fee Per $100 Borrowed The Ontario Payday Loans Act capped this fee at $21 per $100. If you are being charged even a cent over this amount, the payday loan company is not regulation compliant. Don’t forget to check their interest rates, too. There should be no “up-front” fee or “down–payment” on your […]
We get it. Payday loans are a sensitive subject. Relatives drop by unexpectedly, but your grocery budget is already spent. A massive sale at your favourite store, but pay day is a week away. Your child is sick and you have to take off work to care for them. Familiar situations to all of us, […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
