It’s that time of year. December is officially here; and this means all you we will all hear are Christmas carols in every retail store and flashy decorations in every window. So now that Black Friday and Cyber Monday have officially come and gone, it’s time to get ready for the holiday season and all […]
We’ve previously discussed how to limit your online shopping, but if you’re going to online shop, you might as well get the best online deal with websites that have different sales, discounts and even cash back options. That’s why we’ve created a list of the best online deal websites, so when you are shopping, you […]
Are you an online shopper? It’s very common for people to shop online without realizing how much they’re spending because the physical aspect is no longer there. Online shopping is now easier than ever and can also end up being the better deal compared to different retail stores. As fun as it may be to […]
Grocery shopping can be expensive. There are always plenty of mouths to feed, special dinners to prep, and lunches to pack on the go. A lot of people dread going grocery shopping, and rumours that food prices are only going to rise isn’t making anyone go to the store any quicker. But there are a […]
With the holiday season in full swing, everyone is busy and there are always last minute gifts to purchase. But as technology continues to develop, we are able to save time and money all by doing things right from our mobile devices. Below is a list of apps that were specifically designed to make your […]
On this week’s Common Cents Wednesday’s we give you a special holiday edition. The holidays can be financially stressful and we have already told you about the top money wasters this holiday season, so instead we have created common cents list of holiday money mistakes for you to avoid this season. Dipping into Savings This […]
The holiday season is in full swing and making sure you stay on budget is a present in itself. We give you the tips on the top money wasters this holiday season to help avoid overspending and make sure that you enjoy your holidays without being financially stressed. Shipping Fees: Online shopping has made shopping […]
Black Friday has been known to be a kick-off to the holiday shopping season. It has also grown into more than just a U.S. Thanksgiving holiday; Canadian retailers have joined in on bringing the “biggest deals” to shoppers as well. And what is Cyber Monday? Coinciding with Black Friday, Cyber Monday sticks to online exclusive […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
