Have you noticed that your regular grocery shops may be costing more than usual? If so, you are not alone. Food prices are continuing to rise – and people are looking for ways to cut costs and save on their grocery bills. As with everything else, supply chain issues caused by the COVID-19 pandemic have […]
Saving money on groceries has never been more important. The pandemic has driven food costs through the roof. Plus, it is harder than ever to buy what you need to survive and thrive. As a result, you can find yourself sinking a ton of money into this “necessity” without even realizing it. We may be […]
Everyone wants to save money. However, food can be one of the easiest categories in your budget where you can overspend. You can spend too much when eating out, grabbing a morning coffee, or making poor grocery purchases. The cost of food adds up quickly, and even though it’s a necessity for survival, it shouldn’t […]
The holiday season can be one of the most wonderful times of the year. You get the opportunity to spend time with family, friends, and who doesn’t love the magic of Christmas? However, the holiday season can come with a price tag that can often be daunting and a burden for many people and families. […]
We’ve all had those days. The ones where you get home from work and the last thing you want to do is have to cook dinner. You were running late and now don’t have time to make lunch. We’ve been there. Is first thought is to pick something up on the way home or to […]
It’s true; if you’re trying to save money then you shouldn’t be dining out. But we’re all busy people and there are nights where take out is the best option for the table. We are also believers in budget management and balance. So when it comes to dining out, the main this to remember is […]
Wedding season is quickly approaching and whether you’re in the bridal party or just a guest planning on attending a wedding, you are going to want to make sure you know the in’s and out’s of modern day wedding etiquette for guests who will be attending weddings. That’s why we created a list of some […]
When it comes to rising food costs, this is something that affects us all and something we should all be paying attention to. According to Canada’s Food Price Report for 2018, food prices are expected to rise another 1%-3% which is slightly lower than what was predicted for 2017, but none the less, still rising. There […]
When it comes to the holidays, spending is at an all-time high. So how do you handle the financial pressures around the holidays? And what most people forget is the extra spending that comes with the holiday season, which is more than just gifts. That’s why we created a checklist to help you limit your […]
Between the holidays quickly approaching and big sale days like Black Friday and Cyber Monday, the biggest shopping season of the year is here. According to a survey from shopping retail website, RetailMeNot.ca, Global News reported that shoppers plan on spending an average of $1,400 per person – $653 of which will only be for […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
