Last Wednesday, we covered four basic tips on credit card debt management; Cut the so-called “needed” expenses. Critique your necessary expenses: Trim the fat. Pay more than the monthly amount – if you can. Get a card with a lower interest rate. With a solid plan, some dedication and support, you can achieve your financial […]
-Did you know if you save the matching dollar amount to each week of the year, you could have $1,378 put away by the end of the year? Eg: Week 1, save $1. Week 27, save 27$. Week 52, save $52. It might get a bit harder near the end to put away that much […]
Credit Card Debt Woes? Hope is not lost. Feel like you’re drowning in a sea of credit card debt? You’re not alone. According to a recent study in December 2012, one in twenty Canadians are encumbered with so much credit card debt, they’re certain they’ll never pay it off, and half of Canadians with credit […]
Bring Home the Bacon with GoDay.ca If you’re on the hunt for a company that does payday loans in Ontario differently, take a peak over our way. Why? Well, we’re big on two things here. We’re clearly big on financial services, but we also loooove bacon. It’s actually a fantastic combination when you think about it. But […]
Payday Loan Quick Facts GoDay.ca | Short Term Payday Loans Educate, educate, educate – we may provide a payday loan service, but we hope with each chunk of change we can help you become an informed consumer. If you’ve never take one out before, you most likely have a ton of questions as to how […]
GoDay.ca | Payday Loans Online It’s still the holiday season, though hopefully most of us are in “recovery mode”. All of the biggest feasts have been consumed and all of the most delicious cocktails have been devoured. Well, until New Years Eve. Soda: A Bane On Your Wallet & Your Waistline Is soda your drink […]
GoDay.ca | Online Payday Loans Who doesn’t love a tasty granola bar? They’re the perfect breakfast if you’re in a hurry, a snack between meals, or to pack in your kid’s lunches. Unfortunately, the cheapest pre-made ones are often filled with nasty stuff; multiple kinds of refined white sugars, oils and stuff we can’t pronounce. […]
GoDay.ca | Short Term Payday Loans Bring the tropics in with this delicious Mango Pineapple Salsa. Watching your budget and think paradise fruit is too expensive right now? Good news – it’s not! In Southern Ontario, we’re looking at $4-$5 bucks for a bag of apples or $4 for a pint of strawberries! Meanwhile, enormous […]
Don’t Be A Victim of Identity Theft : Protect Yourself Between 2009 and 2011, over 43,000 Canadians were the victims of fraud. Identity Theft is a type of Mass Marketing Fraud (or MMF). Other MMF schemes include telemarketing fraud and internet fraud. The largest age group affected by fraud was between 50-59 years and the […]
Edible Gifts are the Best Kind We are in full blown fa la la la la la la la la mode, and if you’re like most Canadians this time of year, you’re probably staring at your Christmas gift list, wondering just how to get it all done. Well, it’s a good thing you’ve found your […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
