The holiday season can come with a hefty price tag. It’s said that the average American will spend just shy of $900 USD this holiday season, and while Christmas can be full of fun get togethers, time with your family, and the jolly ol’ big guy in the red suit, it’s easy to blow your […]
The holiday season can be one of the most wonderful times of the year. You get the opportunity to spend time with family, friends, and who doesn’t love the magic of Christmas? However, the holiday season can come with a price tag that can often be daunting and a burden for many people and families. […]
Here at GoDay, we’re all about staying on budget. And we like to provide you with options when it comes to your payday loan and budgeting to help get you to stay on track. Because that’s the first step when it comes to saving money, being on track financially comes from having a budget in place. We’re […]
Back to school can be an exciting and stressful time of year. Finally your kids are out of your hands, back in a classroom, and you don’t have to think of ways to keep them occupied every day anymore. However, with back to school comes the long lists of things you need to purchase for […]
Gym memberships, personal trainers, overpriced yoga passes, and pricey equipment. The expenses go on and on when it comes to staying in shape. It’s ironic isn’t it? That we live in a society that is constantly informing us about the different health related issues that come with not staying in shape, however, the expenses to […]
How do you keep track of your funds? Do you have a budget currently in place? If so, what helps keep your budget on track? If not, that’s okay too but could be the reason you’re feeling stressed or all over the place when it comes to your finances. So how do you start budgeting? […]
Everyone needs (and deserves) a break. Really, you do! And according to a survey in 2016, Daily Hive reported that Canadians received an average of 17.3 vacation days from employers this year, but only took 14 of them. That represents 31 million unused vacation days and $5.5 billion in wages going back to employers. But […]
We know what you’re thinking, what do you mean budget for a lay off? Who can really anticipate being laid off? You’re absolutely right. What would you do if you unexpectedly lost your job? How would you survive and make ends meet? Sure, we don’t like to think of the worst case scenario but wouldn’t […]
When it comes to vacation time, the last thing you want to be stressing about is money. So when it comes to your travel budget, have you include all possible expenses? We created a list of some of the things people forget to budget for when on vacation. The To and From What’s the cost […]
Now that the holiday season is over, it’s time to start thinking about 2017 plans, this includes vacation and holidays. I’m sure with the credit card bills from December rolling in this month; the last thing you want to be thinking about is a future trip. But what you’re forgetting is that now is the […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
