In 2013, we released a free download that featured the best free (or almost free) financial management apps, along with some of the best deal websites that exist on the internet. We’re updating that list with even more sites and putting it into a handy infographic that you can email, pin, post and tweet to […]
Have you ever wondered what the secrets of the payday loan service you use are? Those coveted tricks of the trade? Here are some not-very-well-known insider tips to the short term loan industry. The Environment Is Not What You’d Expect It’s constantly changing! We do the same type of job every single day, but our customers […]
Online Short Term Loans Ontario Have yourself an afforrrrrd-a-ble New Year’s… Er, sorry. Still have Christmas music stuck in here somewhere. You’re probably reeling from the massive expenditure that is Christmas & Boxing Day, so the idea of yet another party probably seems a bit overwhelming (emotionally, mentally, financially…you name it). If you had a […]
Cost-Effective Stocking Stuffers GoDay.ca | Short-Term Online Loans Ah, stocking stuffers, the best part of Christmas, in my humble opinion. Sure, it’s awesome to see your beloved friends and family tear open a delicately wrapped gift. But nothing beats watching them plunge their entire arm into the depths of a glorified sock, filled with so […]
Very Merry Gift Card Giveaway – Enter to win a $75 Tim Horton’s Gift Card GoDay.ca | Payday Loans Online Want to win a $75 Tim Horton’s Gift Card? Enter our Very Merry Gift Card Giveaway by Liking Us on Facebook and then leaving us your best Christmas budgeting advice! You will be given 1 […]
Have an Economical Halloween GoDay.ca | Payday Loans We love Halloween. The candy, the costumes, the spooky noises that make us question our own sanity. The whole bit. Perhaps the temporary escapism is what makes this holiday so much fun as an adult, or the fact that Halloween is the only day where you can […]
About two weeks ago, I opened heart & soul to review what it’s like to get a payday loan when you yourself are an employee of a short-term lender. It’s a funny thing; blogging. It’s like a diary, except with thousands of readers. So, when you produce prose like it’s your job (hah), it’s a […]
It’s confession time: As the voice for online payday lender GoDay.ca, I found myself feeling a little bit hypocritical – here I am, writing to our audience every single week without even the remote idea what it feels like to have to apply for a payday loan. So, perhaps calling myself out online is […]
Last week, we shared the first chunk of payday loan wisdom that was bequeathed to us from our amazing customer service team. We covered the basics, from what kind of customer we usually see, how the payday loan industry works and what the most common questions are. This week, we’re getting a bit more specific… Okay, most […]
Teaching your children about money can be frustrating if you don’t know where to start, but educating them about spending & saving early is imperative to building healthy budget habits for the future. It’s never too early to start indoctrinating your kids with smart money habits. Start with the classic – the piggy bank, or […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
