What is the first thing that comes to mind when you think about buying in bulk? Heading to places like Costco or Real Canadian Superstore can intimidate shoppers because when it comes to shopping in bulk, it’s all about quantity. But there are times when shopping in bulk can really make a difference, especially when […]
We’re all always looking to save more money, but when it comes down to it, what are you willing to sacrifice to save? We’ve become accustom to some of these things that we think we “need” them because we’ve had them for so long, when really it’s more of a “want” and would be just […]
We already know what you’re going to say. If you’re trying to save money then you shouldn’t be dining out. But we’re all busy people and there are nights where take out is the best option for the table. That’s why we created a list of all the things to look for when dining out […]
Who doesn’t like getting free stuff? And what’s a better way than to celebrate your birthday than to cash in on freebies? That’s why we created a list of all the free stuff you should take advantage of so you can celebrate without having to spend a penny. Baskin Robbins Scream for free ice cream! […]
It’s that time of year. December is officially here; and this means all you we will all hear are Christmas carols in every retail store and flashy decorations in every window. So now that Black Friday and Cyber Monday have officially come and gone, it’s time to get ready for the holiday season and all […]
Now that Black Friday is over, it is the official kick-off to the holiday season. And when it comes to your budget, now is the best time to get your wallet prepared to avoid the looming January credit card bills. Is it possible to even avoid this financial hangover? Yes, that’s why we give you […]
Whether it’s a first date or an anniversary date, going out can be pricey. So instead of worrying about the bill, there are some key things you can do to budget for date night. That’s why we have thought of all the things you should look for when getting ready to go out to make […]
In this two-part series, we previously gave you part one on things you shouldn’t pay extra for and have come up with more things to add to that list. We’re all about smart money at GoDay, so here are a few other things to avoid paying extra for. Movies When was the last time you went […]
The Super Bowl is almost here and no matter what your plans are Super Bowl Sunday is another reason for more than just sports fans to get together, but for everyone to enjoy a night of games, food and drinks. Whether you’re hosting or attending a Super Bowl party, we give you party ideas that […]
Weighing your costs versus your convenience is something we all go through. But there are many things in which you shouldn’t be paying extra for. No matter the situation, by properly planning and doing your research, not paying for these extras will help you save those few bucks that easily add up over time. In […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
