Side hustle is a term you’ve probably heard a lot recently. That’s because it has become one of the most popular ways people make money nowadays. It has become the preferable option for business and workers in many cases for several reasons. Side Hustle Defined So what is a “side hustle”? According to Wikipedia, it […]
Are you spending too much time on social media? Scrolling, pinning, tweeting, liking. We’re all guilty of it. And we’re not saying it’s a bad thing. Even GoDay has social media! And what do we do on social media? We promote our company, give you tips and tricks about payday loans in Canada and provide […]
Are you looking for fast cash? A recent report by the Financial Consumer Agency found that nearly 2 million Canadians use payday loans each year. And that’s where people turn to us because GoDay is an online payday or short-term loan lender. But we’re not the only ones out there. Operating in eleven provinces and territories across […]
Big news! GoDay is now an official online payday loan/short-term loan lender in the province of Nova Scotia. This is the sixth Canadian province/territory GoDay is operating in. When it comes to personal loans, there are a couple of solutions you could look into. You could go through your bank and apply for a line […]
We’ve all had those days. The ones where you get home from work and the last thing you want to do is have to cook dinner. You were running late and now don’t have time to make lunch. We’ve been there. Is first thought is to pick something up on the way home or to […]
When was the last time you checked your credit score? Do you know what your current credit score is and what is on your credit report? Your credit score changes frequently and you never know when you will need a credit report. Especially in cases when they are required as a reference or as formal documentation. Even to […]
Can you go without an electronic device? Technology has taken over how we basically do everything and that includes us. Look at GoDay for example- we are an online payday loan/short-term lending company who does a majority of our business online. Not to mention you can apply from your computer, smartphone or tablet, and our highly automated […]
Have you ever been in a situation that set you back financially? One of those instances you didn’t see coming and you’re not financially prepared? If you have, then you know the financial stress that can come with it. And one of the biggest challenges is being able to bounce back and get your finances […]
There are many things in life that can happen unexpectedly and the surprise cost of home renovations is one of them. When it comes to doing home renovations, it’s easy to know what you want (who else has their Pinterest Boards ready), but there are times that you may also be caught off guard with […]
It’s true; if you’re trying to save money then you shouldn’t be dining out. But we’re all busy people and there are nights where take out is the best option for the table. We are also believers in budget management and balance. So when it comes to dining out, the main this to remember is […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
