Payday loans online offer great advantages. However, some are better than others. So, how do you sort the good from the bad to find the best possible loan for your needs? This article provides you with the most important factors you should consider. It should also alert you to common pitfalls you will definitely want […]
Canadian online payday loans aren’t a new product. However, they can vary greatly between lenders. It is important you understand how they work and the differences between them and other borrowing options. You’ll also want to know which factors you should consider when you’re deciding where to borrow. Consequently, we’re offering you this information so […]
Short-term loans in Canada can offer you quick cash when you need it. They are often a good option if you don’t want to borrow against a credit card or from family and friends. However, the market is saturated with lenders. As a result, you will need more information to separate good products and lenders […]
Payday loans in Ontario are a great way to access a small amount of money fast. They may help you if you’ve exhausted other options such as asking your parents or friends, or getting a cash advance on your credit card. However, payday loans can vary greatly between lenders. Plus, many people don’t understand what […]
Payday loans in Canada offer a way for people to find smaller sums of money quickly, when they need it. They can be a good option if you can’t, or don’t want to borrow from a bank, family, or friends. All you need to do is input the term “payday loans in Canada” into a […]
Online payday loans offer distinct benefits. However, they aren’t for everyone. Sometimes they don’t suit a person’s needs or their financial situation. Conversely, they could be ideal. Nonetheless, it is impossible to make an informed decision unless you understand how they work. Luckily, this article provides you with an in-depth look into the workings of […]
GoDay paydays loans offer many advantages over our competitors. They can be a good solution if you’ve exhausted other means such as borrowing from friends and family. They are a good alternative if you can’t access other credit too as they’re tailored to short-term needs and paid off quickly. Here’s the basics of our GoDay […]
The best payday loans online aren’t the ones found on flashy websites promising you instant money. Many of these lenders hope you won’t take the time to find out what sets the best payday loans apart from the rest. Instead, they try to impress you with a fancy website. The problem is that some lenders […]
A Canadian payday loan can offer the money you need to fulfill a modest financial need for the short-term. It may a good alternative if you are unable to borrow from friends or family or when you don’t have access or don’t want to use other credit products. While many lenders offer payday loans, you […]
An online payday loan eliminates in-person visits to a lender. It is so convenient it really doesn’t make sense to take time out of your busy schedule to visit an office anymore. The added bonus is that the entire process is very fast. There’s no quicker way to get cash when you need it in […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
