Building a strategy for savings is so important. You need to decide whether you want to save for that unexpected bump in the road, your dream vacation, a home, or educational needs. Without a strategy, it can seem impossible to meet your needs. However, building savings doesn’t happen overnight. However, putting it off certainly isn’t […]
Finances aren’t something most of us want to dwell on. It’s much easier to put off thinking about how we spend our money. We swipe our credit card, and don’t really look at our statements, or only look at them when we realize there’s a problem. However, we should be thinking about our finances long […]
Budget friendly health options may seem a distant idea. However, good health must be a priority. Basically, without good health, you wouldn’t be able to live the life that you want to lead. Nonetheless, staying healthy may also wreak havoc on your bank account if you don’t manage it properly. Lots of people think buying […]
Payday loan or short-term loan, this financial tool is one option when it comes to your finances. Payday loans from GoDay are the simple, smart and secure way to get the cash you need quickly and easily. In a recent report by the Financial Consumer Agency, nearly two million Canadians use payday loans each year. Whether you […]
Tax season is here and we’re either busy getting all our ducks in a row, or we’re putting it off to the very last possible moment. No matter what type of person you are, these valuable tips to get you on the right track during tax season certainly can’t hurt. Frequently Asked Questions Where do […]
We’re always looking for ways to help save you money and sometimes that means helping you start fresh or even find everyday ways to spend less. And we know that getting your finances in order can be tricky. It’s never as simple as we want it to be. However, there are common mistakes we can […]
Everyone wants to save money. However, food can be one of the easiest categories in your budget where you can overspend. You can spend too much when eating out, grabbing a morning coffee, or making poor grocery purchases. The cost of food adds up quickly, and even though it’s a necessity for survival, it shouldn’t […]
When it comes to money, it’s easier to track your own finances than someone else’s. So when you’re at the point in your relationship or marriage that you have joint bank accounts and payments, you need to readjust when it comes to your financial literacy. You’re no longer thinking of just your finances, but also […]
Even though they say money can’t buy happiness, it’s hard to think otherwise when everything you feel you want to do and need in life has a dollar sign in front of it. But putting your money to work for you can put you on the path to be financially independent, to meet the savings […]
Saving money is important. You don’t need us to tell you that. Whether you are saving for a new house, car, a dream vacation, retirement, or to send your kids off to college for the first time. Saving the money you make helps set you up for the future you want and the life that […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
