Investing in yourself is important. We hear the buzzword of “self-care” almost everywhere we go. Whether it’s yoga or fitness, a regular visit for a massage or a spa, or indulging in your favourite food or coffee on a regular basis, we often justify treating ourselves as “self-care”. In a way, treating yourself does fall […]
Planning a trip can be exciting. You work hard, you earned those vacation days, and it’s time to plan that trip of a lifetime. However, planning a trip can also be stressful. Where do you start? When are you supposed to have time to figure out all the logistics? Often times to outweigh these burdens […]
Not everyone can afford to take a vacation every time they have some vacay days to use up. On top of that, you may need to use your vacation days by a certain day, and that timeline may not work for the rest of your family, or your kids school schedule. For many of us, […]
You’ve decided to plan and book your dream vacation and are ready for take off. Or you are trying to figure out how to turn your bucket list into reality and have the finances to pay for your dream trip. Whatever the case, creating a travel budget should be a priority. You may be really […]
A common goal for people is to want to incorporate more travel in their lives, however, so many people just don’t know how to make it work. Often times they assume they need to wait until retirement and look at traveling the world as a “someday” item on their bucket list, versus something they can […]
There’s nothing worse than planning for a vacation or travelling only to find out that you’ve fallen victim to a travel scam. These scams or fraudulent attempts can happen while you’re travelling and some you won’t realize until you get home and start to get yourself financially organized. Regardless of how or when they happen, […]
Everyone needs (and deserves) a break. Really, you do! And according to a survey in 2016, Daily Hive reported that Canadians received an average of 17.3 vacation days from employers this year, but only took 14 of them. That represents 31 million unused vacation days and $5.5 billion in wages going back to employers. But […]
Do you suffer from “FOMO” or the “Fear Of Missing Out”? This is something very common, because who wants to be the person missing out on something fun? What you don’t realize is that these events and decisions can often lead to or have financial implications. Especially in the age of social media when you’re […]
When it comes to vacation time, the last thing you want to be stressing about is money. So when it comes to your travel budget, have you include all possible expenses? We created a list of some of the things people forget to budget for when on vacation. The To and From What’s the cost […]
When it comes to Canada’s 150th birthday, are you going to be celebrating? With the Canadian dollar and economy the way it’s been, Canada’s 150th birthday is the perfect occasion to travel and explore Canada as most cities throughout the country will be hosting events to encourage celebrations. Travel Canada As we mentioned, there’s no […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
