Some would argue that it is always shopping season, but according to Business Insider, in 2016, there were some key dates that were determined to be the busiest shopping days of the year, only in the months of November and December. Are you surprised by this? Everyone knows the holidays are a big spending time […]
Are you one the hundreds of thousands of Canadians that have cut the cord (and bill) on cable television? According to CBC, Canada’s major publicly-traded TV service providers lost a record number of subscribers in 2016. Those companies lost 202,000 TV subscribers in the past fiscal year, compared to 160,000 in 2015. What do you […]
When it comes to shopping, you have more options than ever with the internet and our mobile devices constantly connected and only being a few clicks away. This means changes in the retail market have advanced and created new ways to shop. And if a store isn’t online, they’re behind and missing out big time. […]
There are many different kinds of shoppers out there. Those who only shop online, those who only shop when they absolutely need something or there’s a special occasion, or those who shop as a hobby because they genuinely enjoy it. Regardless of how you spend your money, there are always items that we can be […]
When it comes to back to school season, it can be a stressful time for both students and parents for many different reasons including financially. No matter what age or grade a student is going into, school expenses can be costly. That’s why we’ve rounded up our favourite back to school tips to make sure […]
When it comes to moving, there are many surprise costs that can come up. You would think that moving to a new property it is the physical place that you are moving into that is the only thing that is going to cost you, but you would be surprised how much moving from one place […]
Debt is one of those words no one likes to hear. According to Investopedia debt can be defined as, “an amount of money borrowed by one party from another. Debt is used by many corporations and individuals as a method of making large purchases that they could not afford under normal circumstances. A debt arrangement […]
We all know the infamous brand names and have most likely purchased many of their items. Whether it is clothing, food, or even drug store items, there are brand name and generic label items for almost anything you could think about purchasing. So what are the differences between brand names and the generic brand? We […]
Do you suffer from “FOMO” or the “Fear Of Missing Out”? This is something very common, because who wants to be the person missing out on something fun? What you don’t realize is that these events and decisions can often lead to or have financial implications. Especially in the age of social media when you’re […]
When it comes to finding new ways to save money, you have to mix it up every once in a while if you find something’s not working for you. One of the ways you can help curb your spending is by trying the “cash only challenge”. You’re probably wondering how this could help you save […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
