In a hurry AND trying to keep your food costs down? We’ve put together a huge list of budget-friendly meal options that could work for you & your family! We’ve included vegetarian, vegan and paleo-friendly options for all of you who might have special diets. We’ve also tried to keep this list relatively healthy (not […]
Payday Loans Online | GoDay.ca Tax time is busy for everyone, so here is a quick getting started guide to get you on your way to saving for your future via RRSP’s & TFSA’s. This week, we’ll cover the former, so check back next week when we review TFSA’s in detail. What’s the difference between the […]
Short Term Online Loans | GoDay.ca If you’ve never been to Walt Disney World® in Orlando, Florida, whoa boy, you’re missing out big time. But, that’s coming from a die hard fan of “the Parks”, though even this die hard fan can admit that with sky-rocketing ticket prices in the last few years, the most […]
It’s the little things that add up to a spending/savings problem. The regular trips to Starbucks, the weekly drop-in at your favourite department store or buying your lunch regularly instead of bringing it in. These little things might give the false indication that you can really afford to do it after all, if you couldn’t […]
Short Term Loans | GoDay.ca Halloween is a ton of fun, but if you’re on a budget, celebrating in a big way might seem a bit overwhelming. Last week, we covered 5 different affordable ways you could decorate your property for the holiday. But, what about costumes, you might ask? Don’t worry, we’ve got you […]
Short Term Loans | GoDay.ca Do you want to shriek when you see the price tags on various Halloween decor? Whether you’re going all out scare-fest, the elegant fall look or something entirely kid friendly, there are a few ways to keep the decorations affordable and simple this Halloween (You still have costumes and candy […]
Online Payday Loans | GoDay.ca Back for part three, are you? Excellent, welcome back! Let’s round out our Pinterest tutorial with the last four tips; save money/prevent waste with event planning, home reno projects & tech. Event Planning Yours truly has a crazy amount of event planning under the belt, ranging from small affairs of 20 […]
Short Term Loans | GoDay.ca Last week we had a short intro into Pinterest for those who are unfamiliar with the platform. For those of you who skipped that step, welcome! We’re about to embark on a money-saving, waste-preventing journey together. At least for the next two weeks. Budget Resources If Pinterest is known for […]
Some sage wisdom is generally passed down throughout every generation, much of which is financial advice. It’s impossible to deny that our upbringing and environment largely helps to shape our attitudes about money and all it entails; budgeting, saving & debt. But what key pieces of advice have really proven to be sound, despite the […]
Payday Loan | GoDay.ca Payday loans are usually used for generic cash-flow issues between paycheques, right? We have covered some other uses of this short term financing option, such as emergencies, leveraging sale prices on big items and such. But there are some situations we’d never condone using a payday loan for. While a payday loan […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
