A Markham payday loan can offer you the money you need to meet an urgent need. However, with so many options it can be difficult to separate a good loan from a less desirable one. Consequently, we’re providing you with 9 important things to look for in a good loan and a good lender to […]
A Niagara Falls payday loan offers many advantages, if you choose the right lender. However, you’ll soon discover that many companies offer loans, which can confuse the process, especially if you do not know what to look for in a lender and a good Niagara Falls payday loan. Luckily, if the loan and the lender […]
A St. Catherines payday loan can offer you quick cash for an immediate, pressing need. It is often the best choice for those without access to other forms of credit. This includes not being able to borrow from family and friends. However, payday loans can vary greatly, as do lenders. As a result, you need […]
A good Oshawa payday loan can be a great choice for accessing quick cash easily. In many cases, it is a person’s only option when they need money, but don’t have credit or can’t borrow from others. Nonetheless, an Oshawa payday loan isn’t meant for anything. For instance, you shouldn’t use one to constantly top […]
A Vaughan payday loan can be a great solution when you need a relatively small amount of money quickly. Nonetheless, it isn’t meant for all needs. As a rule, you should only use one for an urgent, immediate cash flow problem, because you don’t have access to other credit and can’t borrow from friends and […]
A Guelph payday loan can offer you cash when you need to handle a short-term expense. It is often a person’s best option when they don’t have access to credit and can’t borrow from friends and family. Nonetheless, a Guelph payday loan isn’t meant for all purposes. Yes, it can help you bridge a temporary […]
The best payday loans online aren’t the ones found on flashy websites promising you instant money. Many of these lenders hope you won’t take the time to find out what sets the best payday loans apart from the rest. Instead, they try to impress you with a fancy website. The problem is that some lenders […]
A Canadian payday loan can offer the money you need to fulfill a modest financial need for the short-term. It may a good alternative if you are unable to borrow from friends or family or when you don’t have access or don’t want to use other credit products. While many lenders offer payday loans, you […]
An online payday loan eliminates in-person visits to a lender. It is so convenient it really doesn’t make sense to take time out of your busy schedule to visit an office anymore. The added bonus is that the entire process is very fast. There’s no quicker way to get cash when you need it in […]
A payday loan is one of many financial solutions available to Canadians. It is popular, because it can provide fast cash for immediate needs until you receive your next pay cheque. However, it is important to understand how it works, when it is appropriate to use a payday loan, and how to identify a good […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
