In this two-part series, we previously gave you part one on things you shouldn’t pay extra for and have come up with more things to add to that list. We’re all about smart money at GoDay, so here are a few other things to avoid paying extra for. Movies When was the last time you went […]
On one of the most romantic days of the year, showing your love doesn’t have to come with a price tag. Commonly seen with roses, chocolates and shiny gifts, Valentine’s Day has become a holiday that everyone, no matter your age or relationship celebrates. Children hand out valentines, single friends get together to celebrate being […]
Even though it has been a mild winter here in Toronto, we still like to participate in Winter activities. Especially activities without a hefty price tag. Toronto always has a lot going on, and finding something fun to do doesn’t have to cost you. So we created a checklist of fun, free things to do in […]
The Super Bowl is almost here and no matter what your plans are Super Bowl Sunday is another reason for more than just sports fans to get together, but for everyone to enjoy a night of games, food and drinks. Whether you’re hosting or attending a Super Bowl party, we give you party ideas that […]
Weighing your costs versus your convenience is something we all go through. But there are many things in which you shouldn’t be paying extra for. No matter the situation, by properly planning and doing your research, not paying for these extras will help you save those few bucks that easily add up over time. In […]
We’ve previously discussed how to limit your online shopping, but if you’re going to online shop, you might as well get the best online deal with websites that have different sales, discounts and even cash back options. That’s why we’ve created a list of the best online deal websites, so when you are shopping, you […]
We’re always looking for ways to save you money, even if that means treating yourself by eating out. Cheap eats are something everyone is always on the hunt for and we think that eating out shouldn’t have to cost you a pretty penny. That’s why we’ve created our go-to guide on favourite places to eat […]
Grocery shopping can be expensive. There are always plenty of mouths to feed, special dinners to prep, and lunches to pack on the go. A lot of people dread going grocery shopping, and rumours that food prices are only going to rise isn’t making anyone go to the store any quicker. But there are a […]
With the holiday season in full swing, everyone is busy and there are always last minute gifts to purchase. But as technology continues to develop, we are able to save time and money all by doing things right from our mobile devices. Below is a list of apps that were specifically designed to make your […]
The holiday season is an expensive time for everyone, and we’re all about saving where you can. That’s why we’ve compiled a list of Christmas items that you can do yourself or with others to not only help you save but create memories this holiday season. Handmade Gift Tags and Cards: Why spend money on something […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
